Before your state or lender insisted your vehicle be insured, you knew you needed car insurance. Whether it’s the low speed fender bender with no one hurt or a high speed collision with everyone hurt, vehicles and the people in them need affordable insurance coverage for collision, hospitalization and liability.

The Autoblog insurance guide is designed to make securing auto insurance both easy and affordable. A menu of reputable providers will supply competitive quotes for the coverage you need, at rates you can afford. While behind your laptop you can insure your ride – and begin to feel secure behind the wheel.

Frequently Asked Questions

A With so many variables associated with insuring a car, establishing an 'average' is difficult. With that, insuring a vehicle in an urban area is more expensive than coverage in a rural area, securing total coverage is more expensive than obtaining only liability, and your driving record will factor significantly into your rates. Most studies suggest an across-the-country average of $800 per year, but insuring your 16-year old might cost four times that, while obtaining only liability on your 16-year old minivan might be 1/4th that.

» More

A Few things complicate travel as much as a car accident or hospitalization. And if involved in a car accident on a vacation, you or your passengers might suffer both. Insurance is important wherever you and your vehicle might be, but it's exceptionally important when traveling. When comparing insurance providers, you need to consider three aspects of your coverage: Personal Liability, the Collison Damage Waiver and Supplemental Coverage. Personal Liability coverage pays the bills if you are at fault, the Collision Damage Waiver will repair or replace your vehicle, and Supplemental Coverage is just that - a means of covering those unforeseen expenses that are an inevitable product of an unforeseen accident. It's why they're called accidents.

» More

A If you park an expensive vehicle on the street in a congested, urban area you are probably paying a great deal for your auto insurance. Conversely, if you drive a less expensive, older vehicle in the suburbs and garage that vehicle every evening, you'll probably pay significantly less. However, if you're staying where you are and driving what you drive, you can still reduce costs of insurance with the addition of an anti-theft menu of modifications to your car, maintaining a clean driving record while opting for defensive driving, and improving both your driving habits and driving routine.

A Generally, coverage while behind the wheel goes with the vehicle you're in - and not who's in the vehicle. If, however, the vehicle you're driving is not insured, or the coverage does not match those costs associated with the accident, your policy's coverage will kick in to close that gap. For specific answers to the limits of your coverage, regardless of what you're driving, it's best to consult your insurance agent.

A While driving a rental car or truck your own insurance coverage may or may not cover you, your passengers and vehicle. In that this coveage will vary state by state, it's best to take the question to your insurance company for a complete and accurate evaluation of your current coverage, as well as the costs associated with any supplemental coverage you might need or wish to secure. It's far better to pay the relatively small fees prior to a rental than the thousands of dollars in out-of-pocket costs if your own policy were to fall short.

Competitive Insurance Quotes

  • We quickly give you multiple online quotes.
  • Compare quotes from leading insurance providers and save hundreds.
  • You will have the right coverage, not just the most affordable policy.
Get Car Insurance Quotes What's going to happen?
252 Articles
Confirmed

Though details on outright purchasing aren't yet sorted.

The 600-horsepower hybrid Polestar 1 has a targeted price of between $153,000 and $177,000. Still, a subscription model is being pushed by the company.

Car Buying

Some say new cars are for suckers.

Straight purchase price doesn't tell the entire story.

Report

Fatalities are reduced by 86 percent.

U.S. drivers like to turn the systems off, though.

Study

EVs would rank better if not for their high depreciation

Large vehicles are rather pricey.

Report

Tesla calls data AAA uses for price hike 'flawed.'

AAA cites data saying Tesla Model S and Model X drivers make more claims, and the repair costs are higher, than other 'large luxury' vehicles.

Featured

Car accidents may be an inevitable part of our daily lives, but some cars and trucks are more likely to be involved in crashes than others.

Read This

California, Texas, Illinois and Missouri were examined.

Report

Sort of.

Now they really have everything at Wal-Mart.

In an incident that must make him the unluckiest man alive, a California man had two cars mangled by two trees during a storm in Sacramento last week.

Official

Unlike the competition, all cars are privately owned.

Think Turo, only facilitated by Mercedes-Benz.

ETC

Snapsheet aims to help insurance providers process claims more quickly, get their customers paid as soon as possible and back in safe, repaired vehicles.

Report

Policies would be backed by AXA and QBE.

Tesla once again offering something most OEMs don't.

These bobbies need to find new hobbies.

Deals and Promotions

Protect yourself with recorded video from the DashCam car camera, now 73% off with free shipping included.

Accidents happen. With this dashboard camera, you'll be protected when they do.

It's an inescapable fact of life in the U.

If you've been driving for more than a few years, you probably have at least a reasonable grasp of what your regular auto insurance covers.

You boys like Mexico?

Even if you drive in the U.S. with top-notch auto insurance, it will not cover your car in Mexico.

It's an inescapable truth: Your insurance premiums will go up - and may even double according to Bankrate - when you add a new, inexperienced driver to your policy.

Study

Ford Mustang comes close, but one muscle car permitted 'high likelihood' of injury.

Car enthusiasts don't buy sports cars to stay in the slow lane. But given that the allure of higher speeds and bolder performance might lead to faster and more aggressive driving, they might think manufacturers have outfitted these cars with stringent safety protections.