How far are you willing to go to save a few bucks on your auto insurance? Because State Farm will gladly shave five percent from your premium if you're willing to permit the insurance company to log into your Sync-equipped vehicle to view the Vehicle Health Report. According to Motor Trend, the actuaries just want to look at your mileage, and if you can keep it in the triple digits each month, you'll be eligible for further savings.

If you're one of the four million Ford customers who have Sync'ed your ride and you're thinking this sounds like a great deal, please stop to ask yourself, "What would George Orwell do?" Sure, this program and others like it are nothing new, in fact, State Farm has been offering a similar deal for OnStar customers for some time, according to the report.

But we have to wonder just how slippery this slope will get before your insurance company starts using telematics data in ways that are much more intrusive. We can imagine surcharges for driving your car during high traffic times or parking in dangerous neighborhoods. Or perhaps you'll start being billed for mileage "overages," just like a cell phone plan. The whole concept, frankly, has us reaching for our tinfoil-lined hat.


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  • 43 Comments
      Sportbike
      • 2 Years Ago
      This is just the next step before we get taxed per mile we drive. Many congressmen want to add this tax. So do the insurance companies, and even state level governments.
        BG
        • 2 Years Ago
        @Sportbike
        Maybe that is not a bad idea at all. There could be exemptions for genuine commercial vehicles like taxis.
          SloopJohnB
          • 2 Years Ago
          @BG
          That's an issue as well..why should a genuine commercial vehicle pay less taxes than a private vehicle? Commercial vehicles, especially trucks, already do far more damage to the roads than private vehicles/cars yet the taxes paid (and trumpeted on the back in glaring letters/numbers) are far too little relative to the damage caused by the trucks.
          msspamrefuge
          • 2 Years Ago
          @BG
          I wouldn't think it so great if your area's mass/alternative transit system is lacking, as it would force many to siphon more of their income into taxes instead of the economy.
      rosetojordan 123
      • 2 Years Ago
      It begins...
      jcwconsult
      • 2 Years Ago
      There are NO circumstances under which I would permit remote monitoring of my mileage and my routes of travel. The loss of privacy in our society is rapidly going toward police state levels, and it is not acceptable. James C. Walker, National Motorists Association, www.motorists.org, Ann Arbor, MI
      BG
      • 2 Years Ago
      Sadly, we are already on that slippery slope. No need to voluntarily let insurance companies get more information on you. Think of all the people who let marketers monitor that location via the cell phone in exchange for some coupons offering a few percent off on a coffee, pizza, or a thong. Not a good exchange.
      thedriveatfive
      • 2 Years Ago
      So I can save $45 in exchange for an in road to my vehicles use and maybe a slippery slope to further privacy loss... yeah, no thank you.
      Mondrell
      • 2 Years Ago
      Oh, boy! Another 'discount' based upon information that can't definitively verify whether or not the sucker. . .err. . .taker is actually a safe driver! That alone gives me pause even before the usual civil liberties arguments.
      Chris
      • 2 Years Ago
      Thanks but no thanks. I care too much about my privacy. I can see some folks falling for this, particularly those who don't drive a lot. I just hope this doesn't really take hold throughout the industry. If it does, then I can see them invariably forcing us all to do this by making it ridiculously expensive to not give them access to this information, and then who knows what info they'll be trying to get access to by that time.
      Agilis
      • 2 Years Ago
      Eff that.
      ELG
      • 2 Years Ago
      you think checking your mileage is bad yet no comments on Progressives datalogger that logs your speed, throttle position etc?
        Mondrell
        • 2 Years Ago
        @ELG
        This isn't about Snapshot, though if the vehicle black box threads are any indication, plenty of people think it also blows.
        KaiserWilhelm
        • 2 Years Ago
        @ELG
        They are a terribly overpriced company anyway. They wanted to charge me 3x more than Geico.
      Andre B.
      • 2 Years Ago
      This isn't that bad. I personally wouldn't mind my insurance company seeing how much I'm driving. Actually, year my insurance company sends me a form to fill out asking the milage on my car. What I do have a problem with is Progressive's Snapshot discount. I would never let my insurance company install a device into my OBD2 port so they can see what time of day I'm driving, how fast I'm driving, and if I'm making sudden stops. That is truly scary to me.
      Greg
      • 2 Years Ago
      I don't mind sharing mileage, but I don't believe for a second that's all they will look at.
      • 2 Years Ago
      [blocked]
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