2011 Cadillac CTS-V Sport Wagon – Click above for high-res image gallery

Those in the market for a 2011 Cadillac CTS-V Sport Wagon might not worry about insurance costs, but that doesn't mean other folks shopping in the General Motors catalog of vehicles aren't concerned about their premiums. GM has decided to lend a helping hand on that front, by offering one free year (or 15,000 miles) of car insurance through MetLife.

GM's brass has decided to test out the program with car shoppers located in Oregon and Washington. Anyone who buys a 2010, 2011 or 2012 General Motors vehicle in either of those states is eligible to participate in the program, with the exception of of those folks adding vehicles to their commercial fleets. The program includes all vehicles in the Buick, Cadillac, Chevrolet and GMC lineups.

Sound like a sweet deal? It should certainly save new car shoppers a bundle of cash over the course of that first year of ownership. If you're lucky enough to live in one of those two states, you have until September 6 to pick up a new insurance-paid ride. Click past the jump for the full press release with more information.
Show full PR text
GM Offers Auto Insurance as Standard Feature in Oregon and Washington
Pilot program for new Chevrolet, Buick, GMC and Cadillac vehicles runs through Sept. 6


DETROIT – Drivers in Oregon and Washington who take delivery of a new 2010, 2011 or 2012 Chevrolet, Buick, GMC or Cadillac car, truck or crossover between today and September 6 will receive a one-year insurance policy from MetLife Auto & Home at no additional cost.

The offer is designed to streamline the car-buying experience and add value by addressing affordability – one of the bigger challenges facing many vehicle buyers today.

"We want to give residents of Oregon and Washington another reason to discover Chevrolet, Buick, GMC and Cadillac vehicles," said Chris Perry, U.S. vice president of General Motors Marketing. "We have new products like the Chevrolet Cruze, Buick Regal, GMC Terrain and Cadillac CTS Coupe that are now even more appealing with a year's worth of insurance."

The auto insurance includes both liability and physical damage coverage and exceeds requirements in the two states.
"This offer enhances the vehicle's value proposition because our policy is considered one of the most comprehensive in the industry," said Bill Moore, president of MetLife Auto & Home. "Our new car replacement feature is a benefit not found in most auto policies."

The policy covers the vehicle and anyone who drives it with the owner's permission for a full year from the date of purchase, as long as the original purchaser continues to own or lease the vehicle. The policy is not available on vehicles purchased or leased for certain commercial or fleet purposes.

Under MetLife Auto & Home's auto policy, if a new car is damaged beyond repair within the car's first year or first 15,000 miles, whichever comes first, MetLife Auto & Home will repair or replace the vehicle with a new vehicle, without deducting for depreciation. Many auto insurers subtract miles driven at the time a vehicle is damaged resulting in thousands of dollars in out-of-pocket expenses.

GM is testing auto insurance as a standard feature to determine consumer appeal. It is available only to Oregon and Washington residents with valid driver's licenses who title their vehicle in those states. The vehicle owner can seek to renew the insurance at the end of one year or go elsewhere for coverage.

Complete program details and limitations are available at www.chevyinsurancebreak.com, www.buickinsuranceoffer.com, www.gmcinsuranceoffer.com and www.cadillac.com/insuranceoffer.com.


I'm reporting this comment as:

Reported comments and users are reviewed by Autoblog staff 24 hours a day, seven days a week to determine whether they violate Community Guideline. Accounts are penalized for Community Guidelines violations and serious or repeated violations can lead to account termination.


    • 1 Second Ago
  • 48 Comments
      jbm0866
      • 3 Years Ago
      I may be overly cynical, but I wouldn't be surprised if the cost of this program isn't absorbed by the buyers when all is said and done...if not by GM directly then by the dealerships. Also, would this deal apply to all buyers..even those with horrible driving records? If so then some would be getting a better deal than others..
        Steve
        • 3 Years Ago
        @jbm0866
        you are cynical...thereare deals to be had..and this is one good deal.
          jbm0866
          • 3 Years Ago
          @Steve
          That's only true if buying a GM car in one of these two states costs the same or less than the exact same car from a dealership in a neighboring state.
      John Hughan
      • 3 Years Ago
      "Sweet deal" only depends on what the liability, property damage, and deductibles are. The savings from one year of free insurance can we wiped out and then some by a bad accident when you don't have good coverage. State minimums are a joke these days with medical and car repair costs where they are now.
      cque8
      • 3 Years Ago
      Here is an option...charge an extra $2500-$3000 for the car and offer free insurance for 2 years. Add to the contract that if they do not pay insurance on the car after that time period the interest can go up 3-5% then after that the threat of a repossesed car. Insurance is required on the car anyway. This gives the person time to save a little at at time and when the free insurance is up they have the cash to purchase insurance from a company of their choice.
        abcborderline1
        • 3 Years Ago
        @cque8
        The cost of the Ins. Will most likely come out of PROFITS; which means the taxpayer will pay, again.
      Action Jackson
      • 3 Years Ago
      Hey! Way to go. People have enough expense paying for the ever increasind insurance premiums for the car that they own without having to pay for some guy up in Wa. or Or. that is purchasing a new car. Remember folks that we the public own 26.5 % of General Motors from the time that they inaugrated the stimulus. G.M. has not paid but a small amount of the 50 billion dollars they borrowed and now they want the public to help them sell the cars. Between the Obama administration, General Motors and the Automobile workers union, we the American public are being lead down the garden path. I think we should put a stop to this by crying out loud to our congress people as soon as we can.....
      • 3 Years Ago
      [blocked]
      Zoom
      • 3 Years Ago
      Here we go: GM resorting to lame gimmicks to move their products, like their 122-day supply of pickups. Sure GMs sales are up, but at what cost?
        Steve
        • 3 Years Ago
        @Zoom
        not a gimmic...this is to increase market share in two states..that is why it is targeted there.
      • 3 Years Ago
      [blocked]
      NightFlight
      • 3 Years Ago
      Cue Prop Oganda with this moronic "This is GM country" trash.
      Steve
      • 3 Years Ago
      I love all the comments about how GM HAS to put money on the hood to persuade buyers to purchase their cars, trucks and SUV's...maybe you missed the article yesterday about the Cruze being the number one selling car in America..oh and by the way look up what the incentive is on that car...wait..let me tell you and save you the time... $0....thats right ..not a red cent. The Equinox is another huge seller in it's segment...what is the incentive on that vehicle?? Again let me save you some searching.. $0 Keep up the ignorant comments about GM, it makes you look soooo intelligent.....
        BG
        • 3 Years Ago
        @Steve
        Why does the Equinox sell well?
      Dsuupr
      • 3 Years Ago
      What a great way to attract a much younger buyer who's insurance could exceed $2000 a year.
      Diggz
      • 3 Years Ago
      interesting.. if thats what they gotta do to sell cars!!
      Mike Pulsifer
      • 3 Years Ago
      This can be huge for those looking to buy a car for young teenagers, college students, etc. For them, especially if you're male, insurance costs can be quite high. If you've watched the (UK) TopGear, especially the early seasons (3,4), you'll know car companies have done this in Europe, or at least the UK for years. Depending on your situation, this could be a very good deal.
    • Load More Comments