LX 4dr Sedan
2020 Kia Optima Pricing

Retail Price

$23,390 MSRP / Window Sticker Price
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Build & Price

LX 4dr Sedan

TOTAL MSRP

$23,390

Cost to Own a 2020 Optima

Annual Mileage
in

Depreciation

Year 1 $10,282
Year 2 $1,363
Year 3 $1,588
Year 4 $1,214
Year 5 $1,063

Fees & Taxes

Year 1 $1,779
Year 2 $162
Year 3 $155
Year 4 $126
Year 5 $127

Fuel

Year 1 $1,226
Year 2 $1,269
Year 3 $1,314
Year 4 $1,361
Year 5 $1,409

Insurance

Year 1 $1,826
Year 2 $1,811
Year 3 $1,797
Year 4 $1,782
Year 5 $1,768

Interest

Year 1 $1,107
Year 2 $888
Year 3 $656
Year 4 $410
Year 5 $148

Maintenance

Year 1 $318
Year 2 $450
Year 3 $821
Year 4 $318
Year 5 $1,607

Opportunity

Year 1 $112
Year 2 $166
Year 3 $223
Year 4 $271
Year 5 $333

Repairs

Year 1 $0
Year 2 $0
Year 3 $0
Year 4 $0
Year 5 $0

Total Cost to Own

Year 1 $16,649
Year 2 $6,110
Year 3 $6,553
Year 4 $5,482
Year 5 $6,455
Data provided byCost to Own Data Provided by Vincentric