SE 4dr Sedan
2020 Kia Optima Pricing

Retail Price

$26,390 MSRP / Window Sticker Price

Smart Buy Price

NA Nat'l avg. savings off MSRP
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Build & Price

SE 4dr Sedan

TOTAL MSRP

$26,390

Cost to Own a 2020 Optima

Annual Mileage
in

Depreciation

Year 1 $11,134
Year 2 $1,513
Year 3 $1,738
Year 4 $1,339
Year 5 $1,188

Fees & Taxes

Year 1 $1,675
Year 2 $170
Year 3 $162
Year 4 $139
Year 5 $133

Fuel

Year 1 $1,008
Year 2 $1,044
Year 3 $1,081
Year 4 $1,120
Year 5 $1,159

Insurance

Year 1 $1,378
Year 2 $1,367
Year 3 $1,356
Year 4 $1,345
Year 5 $1,334

Interest

Year 1 $824
Year 2 $656
Year 3 $480
Year 4 $297
Year 5 $106

Maintenance

Year 1 $312
Year 2 $441
Year 3 $803
Year 4 $312
Year 5 $1,528

Opportunity

Year 1 $25
Year 2 $36
Year 3 $47
Year 4 $56
Year 5 $68

Repairs

Year 1 $0
Year 2 $0
Year 3 $0
Year 4 $0
Year 5 $0

Total Cost to Own

Year 1 $16,356
Year 2 $5,225
Year 3 $5,667
Year 4 $4,607
Year 5 $5,517
Data provided byCost to Own Data Provided by Vincentric