GM offering free insurance with new vehicle purchase - in Oregon and Washington

2011 Cadillac CTS-V Sport Wagon – Click above for high-res image gallery

Those in the market for a 2011 Cadillac CTS-V Sport Wagon might not worry about insurance costs, but that doesn't mean other folks shopping in the General Motors catalog of vehicles aren't concerned about their premiums. GM has decided to lend a helping hand on that front, by offering one free year (or 15,000 miles) of car insurance through MetLife.

GM's brass has decided to test out the program with car shoppers located in Oregon and Washington. Anyone who buys a 2010, 2011 or 2012 General Motors vehicle in either of those states is eligible to participate in the program, with the exception of of those folks adding vehicles to their commercial fleets. The program includes all vehicles in the Buick, Cadillac, Chevrolet and GMC lineups.

Sound like a sweet deal? It should certainly save new car shoppers a bundle of cash over the course of that first year of ownership. If you're lucky enough to live in one of those two states, you have until September 6 to pick up a new insurance-paid ride. Click past the jump for the full press release with more information.
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GM Offers Auto Insurance as Standard Feature in Oregon and Washington
Pilot program for new Chevrolet, Buick, GMC and Cadillac vehicles runs through Sept. 6

DETROIT – Drivers in Oregon and Washington who take delivery of a new 2010, 2011 or 2012 Chevrolet, Buick, GMC or Cadillac car, truck or crossover between today and September 6 will receive a one-year insurance policy from MetLife Auto & Home at no additional cost.

The offer is designed to streamline the car-buying experience and add value by addressing affordability – one of the bigger challenges facing many vehicle buyers today.

"We want to give residents of Oregon and Washington another reason to discover Chevrolet, Buick, GMC and Cadillac vehicles," said Chris Perry, U.S. vice president of General Motors Marketing. "We have new products like the Chevrolet Cruze, Buick Regal, GMC Terrain and Cadillac CTS Coupe that are now even more appealing with a year's worth of insurance."

The auto insurance includes both liability and physical damage coverage and exceeds requirements in the two states.
"This offer enhances the vehicle's value proposition because our policy is considered one of the most comprehensive in the industry," said Bill Moore, president of MetLife Auto & Home. "Our new car replacement feature is a benefit not found in most auto policies."

The policy covers the vehicle and anyone who drives it with the owner's permission for a full year from the date of purchase, as long as the original purchaser continues to own or lease the vehicle. The policy is not available on vehicles purchased or leased for certain commercial or fleet purposes.

Under MetLife Auto & Home's auto policy, if a new car is damaged beyond repair within the car's first year or first 15,000 miles, whichever comes first, MetLife Auto & Home will repair or replace the vehicle with a new vehicle, without deducting for depreciation. Many auto insurers subtract miles driven at the time a vehicle is damaged resulting in thousands of dollars in out-of-pocket expenses.

GM is testing auto insurance as a standard feature to determine consumer appeal. It is available only to Oregon and Washington residents with valid driver's licenses who title their vehicle in those states. The vehicle owner can seek to renew the insurance at the end of one year or go elsewhere for coverage.

Complete program details and limitations are available at,, and

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