While you may think you have placed your car title somewhere safe there is no guarantee that it won't be lost at some point or even worse it could be stolen. This title is what proves you are the registered owner of your vehicle so it's incredibly important you have one. So what do you do if you can no longer find it, or it has been stolen? Not to worry as you can always apply for a duplicate title.
The application for a duplicate title in New Jersey is relatively easy and quick. You will be obtaining the title through the New Jersey Motor Vehicle Commission (MVC). This is available to people who have had their title stolen or lost. You can opt to do the process in person or by mail. Here’s a look at the steps involved with each.
To apply for your duplicate car title in person, first fill out the Application for Duplicate Certificate of Ownership (Form OS/SS-52).
Be sure you have your current registration papers to show the office, along with proof of car insurance.
The fee is $60, and you will be able to pay it in person when you submit the application. This can all be done at your local MVC agency.
Follow all the same steps from above, filling out the form and including proof of auto insurance, include the fees, and mail the entire package to:
State of New Jersey
Motor Vehicle Commission
Special Title Section/Duplicate Titles
P.O. Box 017
Trenton, NJ 08666
You can find more information about replacing a lost or stolen car title in New Jersey by visiting the state’s Department of Motor Vehicles site.
This article originally appeared on YourMechanic.com as How to Replace a Lost or Stolen Car Title in New Jersey and was authored by Valerie Johnston.