Most expensive Tesla Model X configuration costs $150,000

Top-of-the-line Model X or mortgage payment? That's a question worth asking after Mel from Talking Tesla took video viewers through the process of configuring Tesla's SUV. And, especially given that the California-based automaker doesn't let buyers configure their vehicles unless the reservation is paid for, nothing about the process is cheap.

Mel was kind enough to start with the "cheapest" possible Model X, which still checked in at either $80,000 or a $916 monthly lease payment and a $4,000 downpayment. The Model X 70D is just a five-seater and doesn't get goodies such as a tow package, special suspension, extra-groovy sound system or Autopilot. Just the basics.

On the other end of the cost spectrum is a P90D with the "Ludicrous Mode" powertrain option. If you option is up to include tan leather seats, special brake calipers, seven seats, Autopilot, 22-inch wheels, and a partridge in a pear tree, you get a $150,000 vehicle (!!) would lease for $2,100 a month lease plus a $8,000 downpayment. But you would save money on gas and maybe get the $7,500 federal government incentive for electric vehicles.

Tesla outlined the Model X's specs last month, noting at the time that the P90D version would be the first to be shipped early next year with the cheapest models rolling out last (now there's a surprise). Some of the more notable numbers involved the mid-priced 90D version having a 257-mile single-charge range and the P90D "Ludicrous Mode" being able to gun from 0 to 60 miles per hour in 3.2 seconds. Check out the Talking Tesla video below.