Video: Homeowner Laughing Off Sandy Watches Car Get Smashed By Tree

You have seen the surfers who go to the beach in the teeth of a major storm, and the drivers who simply won't get off the road against all advisories. Now, watch the guy who had his phone creating vide out his front door, seemingly laughing off the storm until...well, you watch the video.

We think he may be looking at buying a new vehicle depending on how much damage there is, and what kind of insurance he has. If your car is damaged or flooded from the storm, or you know someone who is in that boat, so to speak, read out advice on what to do next here.