It appears the gentleman who piloted his Bugatti Veyron into a Texas lagoon has run into a spot of legal trouble. The insurance company that paid out $2 million for the trashed exotic is calling fraud on the whole scenario, and a federal judge has decided that the claim should go before a jury. Andy House of Lufkin, Texas, originally purchased the Veyron after securing an interest-free $1 million loan from Lloyd Gillespie. Philadelphia Indemnity Insurance Company alleges House attempted to pay a confidential informant to steal the Bugatti and set it on fire so that he could later claim insurance on the vehicle and double Gillespie's initial investment.

Before that could happen, however, House drove the Veyron into a salt water marsh. Amateur video captured the vehicle calmly exiting the paved surface and splashing down, and House later said that he had swerved to avoid a pelican on the road while trying to pick up a dropped cell phone. The vehicle's owner then left the supercar idling in the salt water for 15 minutes until the vehicle died of its own accord. House claimed that he was being bitten by mosquitos at the time and didn't want to return to the car to turn off the engine.

The insurance company also claims that the collector's car policy House took out on the vehicle doesn't apply in this case since House violated the terms of the policy. Philadelphia Indemnity Insurance Company claims House put over 1,200 miles on the vehicle in the three weeks he owned it. Hit the jump to check out the video once again.



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  • 73 Comments
      QCRamAir
      • 3 Years Ago
      Ever since this video first showed up, I'd always wondered "Where in the h*ll is this mysterious pelican?" And slowly drifting off the road toward the water does not equate to a "swerve". I never knew it had to do with insurance fraud, but I've always known that his story as to why he crashed was complete and utter bullsh*t.
      Spartan
      • 3 Years Ago
      I could have had 100 rattlesnakes in the car instead of mosquitoes and I still would have figured out a way to save my Bugatti. Such is life, he's going to jail for a while. I'm sure Bubba will help him choke his pelican.
      PheelACCD
      • 3 Years Ago
      "he was being bitten by mosquitos at the time and didn't want to return to the car to turn off the engine". Your $2 million car idling in salt water and you're that much of a wuss? come on....
      tnsubie
      • 3 Years Ago
      I've never heard this whole story. He seriously wouldn't return to turn the car off because of mosquitoes? That right there proves he was in in for fraud.
      Matt
      • 3 Years Ago
      "And I would have gotten away with it too, if it weren't for you meddling kids [with your YouTube videos]!" The person who took this video deserves an award. There's no swerve, just a controlled exit... he's goin' down.
      hmadden
      • 3 Years Ago
      What a waste of a perfectly good Bugatti. And what a waste of a human being.
      Terry and Mandy
      • 3 Years Ago
      What a complete idiot and a waste of a beautiful car! I hope the insurance company prosecutes him to the full extent of the law for his fraud.
      coldmm803
      • 3 Years Ago
      What scum. I like his car sale business. From their site: "Performance Auto Sales is the World's leader in High End salvage rebuilder Automobiles. We can supply your every automotive need wether it be wrecked or repaired, big or small, truck or car. We specialize in Ford GT, Ferrari, Lamborghini, Bmw, Lexus,Dodge Viper, Hummer, Porsche, and high line trucks! We will also purchase your used, or wrecked automobile for fair market value! " Wreck the car so you can buy it back, repair it and sell it for more
      WillieD
      • 3 Years Ago
      I hope this guy gets what is coming to him. People like this ruin it for the rest of us in many ways.
      NoName
      • 3 Years Ago
      Good to hear an update on this story - it stank of insurance fraud the first time I heard of the crash, and thanks to the one-in-a-million video that recorded it all but confirmed my suspicion. Him and his company (which I believe was involved in the exotic repair business, don't quote me) will be going down hard.
        dukeisduke
        • 3 Years Ago
        @NoName
        He should have his a$$ kicked, too, for trashing the car. Getting bit by mosquitoes? I call BS. The mosquitoes down here are only really active early in the morning, and at dusk.
      Redline
      • 3 Years Ago
      This whole affair stinks. I hope they put him away for this. Luckily there was someone that got this on video, bet he wasn't thinking that would happen...
      LUSTSTANG S-197
      • 3 Years Ago
      This guy is either incredibly dumb, arrogant, or both to think he can intentionally drive something like that into a lake in, broad daylight, with people around, and that no one would really notice. He made it pretty obvious that the only thing he was trying to avoid was the road, as I did not see any pelicans in sight. The man's a sociopath!! I hope they lock this scumbag up for a really, really long time.
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