It appears the gentleman who piloted his Bugatti Veyron into a Texas lagoon has run into a spot of legal trouble. The insurance company that paid out $2 million for the trashed exotic is calling fraud on the whole scenario, and a federal judge has decided that the claim should go before a jury. Andy House of Lufkin, Texas, originally purchased the Veyron after securing an interest-free $1 million loan from Lloyd Gillespie. Philadelphia Indemnity Insurance Company alleges House attempted to pay a confidential informant to steal the Bugatti and set it on fire so that he could later claim insurance on the vehicle and double Gillespie's initial investment.

Before that could happen, however, House drove the Veyron into a salt water marsh. Amateur video captured the vehicle calmly exiting the paved surface and splashing down, and House later said that he had swerved to avoid a pelican on the road while trying to pick up a dropped cell phone. The vehicle's owner then left the supercar idling in the salt water for 15 minutes until the vehicle died of its own accord. House claimed that he was being bitten by mosquitos at the time and didn't want to return to the car to turn off the engine.

The insurance company also claims that the collector's car policy House took out on the vehicle doesn't apply in this case since House violated the terms of the policy. Philadelphia Indemnity Insurance Company claims House put over 1,200 miles on the vehicle in the three weeks he owned it. Hit the jump to check out the video once again.

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