The time to upsize is now
Mid-size trucks may be on the upswing, but it’s hard to ignore the extra utility a full-size truck could bring, especially when it may actually be easier on your wallet. The Chevrolet Colorado is a great choice for people who don’t need all that a full-size truck offers. It’s versatile, tows up to 7700 pounds, handsome, and does a decent job balancing efficiency and capability thanks to a standard turbocharged 2.7-liter four-cylinder engine.
For some, however, the allure of driving a full-size truck with a lower monthly payment may be impossible to ignore. Time to clear out the garage and free up some space, because it’s a better time than ever to talk yourself into a full-size 2025 Chevy Silverado.
Chevrolet
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Loyalty rebates and bonus cash make the Silverado marginally less expensive to lease
Recent dealer bulletins picked up by CarsDirect indicate the Silverado enjoys a very slight monthly cost advantage when leased. Even though the Colorado’s base MSRP is $3,500 lower than the full-size Silverado, a combination of loyalty discounts, bonus cash, and money factor rates makes the full-size truck around $20 more affordable per month. According to the bulletin, customers can lease a 2025 Silverado 1500 Custom 4×2 TurboMax Double Cab for 36 months, at 10,000 miles per year, for $379 per month and just $2,699 due at signing. By comparison, the national ad for a base Chevy Colorado WT is $399 per month with the same terms and a larger $3,739 due at signing. That’s a huge upfront savings, and even before tax, title, and fees, a $20 savings on a higher-tier truck is pretty hard to ignore.
Remember, none of these figures account for local tax, title, or license fees. Check your local pricing here.
Why the Silverado lease deal is better than the Colorado’s
The Silverado enjoys $2,500 in lease loyalty cash and an additional $1,000 for all TurboMax trucks. The Colorado, on the other hand, only has $500 on the hood regardless of your loyalty status. A big change in the money factor between the two is another reason for the apparent cost disparity. CarsDirect claims the money factor for the Silverado is .00242, whereas the Colorado manages .00305. What’s the money factor? Think of it as an interest rate for leasing. It’s calculated interest on the capitalized cost of the vehicle you’re leasing — in this case, the rates translate to 5.81% and 7.34%, respectively.
Chevrolet
Final thoughts
Spending less for arguably more truck is likely appealing to many shoppers. Even though the monthly savings are meager, the disparity in down payment means a savings of around $1,000 before you even roll off the lot. Considering both the Colorado and TurboMax-equipped Silverado use the same fuel-sipping four-cylinder, long-term expenses should be pretty similar, too. Overall, this is a great lease deal for shoppers looking for a reason to go for a Silverado instead of the smaller Colorado.
*Disclaimer: This article is provided for informational purposes only. The information presented herein is based on manufacturer-provided lease offer information, which is subject to frequent change and may vary based on location, creditworthiness, and other factors. We are not a party to any lease agreements and assume no liability for the terms, conditions, availability, or accuracy of any lease offers mentioned. All terms, including but not limited to pricing, mileage allowances, and residual values, require direct verification with an authorized local OEM dealership. This article does not constitute financial advice or an endorsement of any particular lease or vehicle.
About the author
Steven Paul
Contributing Writer, Autoblog