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Allstate has officially ranked the country's 200 largest cities by the likelihood of their drivers to get into an accident. The annual report singles out localities with the best drivers, and this year, Fort Collins, Colorado took the cake as the city with the safest residents. Last year, the town was stuck at number two behind Sioux Falls, South Dakota. Unfortunately for drivers who live in the former capitol of safe driving, that town saw its rank fall by 17 places to number 18 in just one year.

On average, Allstate says that drivers in Fort Collins will get into an accident of some variety or other every 14.5 years, and that they're around 31.2 percent less likely than the national average to wrinkle their sheetmetal.

And which localities are the worst of them all? It should be no surprise that the drivers who circle the Beltway in Maryland, Washington, D.C. and Virginia are among the worst of the lot. Our nation's capitol held onto its spot in dead last, with drivers expected to get into a claimable accident every 5.1 years. Baltimore, Maryland is just one notch up the list with that city's drivers likely to experience one accident every 5.6 years. Hit the jump for a look at the top ten cities, and check the gallery to stick an eyeball on the complete results.

[Source: Allstate | Image: Garry Sun/bauergriffinonline.com]

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1. Fort Collins, Colorado

2. Chattanooga, Tennessee

3. Boise, Idaho

4. Colorado Springs, Colorado

5. Knoxville, Tennessee

6. Eugene, Oregon

7. Reno, Nevada

8. Huntsville, Alabama

9. Lincoln, Nebraska

10. Cedar Rapids, Iowa

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    • 1 Second Ago
      • 4 Years Ago
      Fort Collins is safe because it's small enough that you can walk or bike to wherever you need to be (aka the pubs and breweries). Spent some time there over the summer this year.
      • 4 Years Ago
      Paris Hilton behind the wheel of a 3 ton machine is scary as it is, but man, Salt Lake City is a horrible driving city.
        • 4 Years Ago
        Oh yeah, those big land boats have built in bluetooth speaker phones, then again we are talking about the dumb.
        • 4 Years Ago
        ..while holding a cell phone to her ear. I'm sure there's at least one person with some brains in her inner circle to hook up the phone and the car's Hands-free system. Maybe not.
      • 4 Years Ago
      Gee, the more heavily populated cities have more crashes? There's a shocker......nothing gets by Allstate.
      • 4 Years Ago
      As a TN boy it's nice to see two TN cities in the top 5. I just moved back from 9yrs in Reno, and they were 7th. That is kind of hard to believe with all of the crappy drivers that come over the hill from Sac and the Bay.
        • 4 Years Ago
        Go Chattanooga! In the top 5 again! I love my cheap insurance rates here.
      • 4 Years Ago
      It's a conspiracy! Fort Collins sent a whole bunch of drivers to drive into people who live in Sioux so that they could gain the top honor! I'm sure of it!
      • 4 Years Ago
      Not a single city from the New England states!
        • 4 Years Ago
        CT and RI are among the lowest if you go to the last page of the results. And I agree, without Boston on this survey, no way this is a legitimate national list. It's the top 200 in the states Allstate underwrites coverage.
      • 4 Years Ago
      I live in Boise, and while we may have a low accident rate, I bet we are in the top 10 for most uninsured motorists per capita.
      • 4 Years Ago
      Haha I love the pic :) I also like seeing a person like uber rich person like Paris Hilton driving an American vehicle :)
      • 4 Years Ago
      Figured that Boston ISN'T in there. I moved from Glendale (driven since I was 16-23) to Boston (23-present) and let me say so far, 4 people from Boston bashed into me after living here for 2 years.
      1. A girl backed into me in a parking lot.
      2. An old man bashed into me. (Everyday on the news in New England it's an elderly driver driving into something)
      3. A teen causing a chain reaction accident on Route 9.
      4. Another girl made a right turn from a left turn lane. (Those turns happen a LOT in New England)
      • 4 Years Ago
      Spokane, WA #29 FTW! Glad to see Spokane in a decent ranking. Sad to see Boise so high on the list... Idaho drivers are the worst. Or at least North Idaho... I'm not suprised Seattle is only mid pack. They're pretty bad. They think they live in LA or something...
      • 4 Years Ago
      I hate Allstate...worst company ever
        • 4 Years Ago
        I agree. They soak you for as much money as they can get, then forget your name when there is a claim.
        • 4 Years Ago
        I wouldn't know. They literally wanted to charge me 3x my current rate (also with a major carrier) for the exact same coverage.

        At least the agent was honest when he said "Apparently, Allstate doesn't want you as a customer."

      • 4 Years Ago
      Oh, look!, a girl that actually looks in rear -view mirrors when she change direction.... oh wait, she was looking at herself to see if the makeup is still holdin'...
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