Most Expensive Cars To Insure: 2010

Average National Premium: $2,943.78
MSRP: $77,800 - $143,800

The Porsche 911 remains the iconic symbol of a sports car. The 911 Carrera comes as either a coupe or a cabriolet, in either a rear-wheel drive (C2) or an all-wheel drive (C4) configuration. The 911 C2 and C4 are powered by a 345-hp direct-injection 3.6-liter flat six-cylinder engine and the S variants of the C2 and C4 are powered by a 385-hp direct-injection 3.8-liter flat six-cylinder engine. The Turbo coupe and cabriolet models sport a 500-hp twin-turbocharged 3.8-liter flat six engine and standard all-wheel drive. Transmission choices include either a six-speed manual or a seven-speed dual-clutch transmission known as PDK.

Average National Premium: $2,863.03
MSRP: $87,950 - $201,150

The S-Class is the most luxurious sedan Mercedes-Benz offers. It has been providing discerning buyers with unparalleled levels of sophistication, refinement and class for decades. The S-Class stable includes the S550 (available with rear-wheel or all-wheel drive), S600, S63, S65 and new for 2010, the S400 Hybrid. Virtually every comfort and convenience item comes standard, with a huge option list that allows the owner to personalize their vehicle. Safety features include multiple airbags, stability control, tire pressure monitoring and Pre-Safe accident-readiness. The top-of-the-line S600 is powered by a twin-turbo V12 engine mated to a heavy-duty five-speed automatic.

Average National Premium: $2,851.89
MSRP: $88,755 - $89,505

The Dodge Viper is a very powerful, two-door, performance sports car. Since its original debut in 1992, the Viper has garnered a reputation as a serious high-end performance car with a very sleek and distinctive appearance. The Viper comes as a two seat coupe or roadster with a standard 600-hp 8.4-liter V10 engine and a six-speed manual transmission. Some noticeable performance features include dual side exhaust, a limited slip differential, lightweight coil-over shock absorbers, anti-lock brakes with front and rear vented discs, "Z" rated performance tires on 18 inch front and 19 inch rear forged alloy wheels.

Average National Premium: $2,837.39
MSRP: $89,800 - $132,600

The Porsche Panamera is an all-new model to the Porsche family, bringing sports car performance and untraditional styling to the full-size premium class. The Panamera is offered in three versions, the rear-wheel drive S, the all-wheel drive 4S, and the all-wheel drive Turbo. Each come with a direct injection 4.8-liter V-8, the S models making 400-hp, while the Turbo adds twin-turbocharging for 500-hp. The Porsche PDK double-clutch gearbox is the only transmission choice, and all models are equipped an auto start-stop feature for increased urban fuel economy.

Average National Premium: $2,754.80
MSRP: $110,400 - $207,170

The Mercedes-Benz CL-Class is perfect for those who want a luxurious and athletic coupe. Available in four models the CL-Class is a two door grand touring coupe, with seating for four. The CL550 4Matic, CL600, CL63 AMG, and CL65 AMG all include Active Curve Bi-Xenon headlights, sunroof, and a Harman Kardon LOGIC7® audio system. The CL550 4Matic is powered by a 382 hp 5.5-liter V8 engine and seven-speed automatic transmission with Touchshift manual shift control. The CL600 includes a 510 hp bi-turbo 5.5-liter V12 engine and five-speed automatic transmission with Touchshift manual shift control.

Average National Premium: $2,751.55
MSRP: $114,200 - $146,000

The Audi R8 is the company's first mid-engine super car. It is designed with extreme performance in mind and with other high end sports cars in its sights. The R8 is loosely based off of the Lamborghini Gallardo platform, and is powered by either a 420-hp 4.2-liter V8 engine borrowed from the RS4, or the 5.2-liter V10 borrowed from the Gallardo, making 525-hp in this application. A full-time quattro all-wheel drive system puts that power to the ground and a choice between either a 6-speed manual transmission or an R-tronic automated sequential manual transmission give the driver full control.

Average National Premium: $2,715.86
MSRP: $102,600 - $198,750

The Mercedes-Benz SL-Class models are stately, well-constructed two-seat roadsters, created in small volumes for customers with exclusive tastes. The SL-Class is comprised of three models: the SL550, the SL63 AMG and the SL65 AMG. The SL550 is powered by a 382-hp 5.5-liter V8 engine, mated to a seven-speed automatic transmission, while the SL63 AMG boasts a hand-built 518-hp 6.3-liter V8, as well as a seven-speed MCT (multi-clutch technology) transmission not found in any other Mercedes model. The SL65's larger 6.0-liter bi-turbo V12 generates an immense 604 horsepower, and is paired with a five-speed automatic transmission. The SL63 AMG and SL65 AMG are outfitted with aluminum shift paddles, while all models feature aggressive AMG body styling and an adaptive suspension with Active Body Control (ABC).

Average National Premium: $2,689.13
MSRP: $102,350 - $108,150

The BMW M6 is a more powerful version of the elegant 650. Available as either a coupe or a convertible, it is designed to appeal to the sport luxury enthusiast, providing heightened performance and subtly aggressive styling. The M6 boasts the same muscular hand-built 500-hp 5.0-liter V10 engine as the M5, along with enhanced suspension and brakes. A 7-speed Sequential Manual Gearbox (SMG) with steering wheel shift paddles is standard; a conventional 6-speed manual transmission is also available. Both the coupe and convertible are built using lightweight aluminum, carbon fiber and composite materials, allowing the M6 an excellent power-to-weight ratio.

Average National Premium: $2,565.59
MSRP: $137,000 - $137,000

The BMW 7-series is the pinnacle of BMW sedans. A big luxury sedan that is loaded with state-of-the-art technology to keep you safe on today's roads. The 760Li is powered by a direct-injection, 535-hp 6.0-liter, twin-turbo V12 bolted to an eight-speed automatic transmission. The 760 has an incredible list of standard luxury features such as four-zone automatic climate control, power sunroof, high-gloss wood trim, heated and cooled 16-way multi-contour front seats, heated and cooled rear seats with power and memory functions, power trunk lid, leather wrapped dash top, premium sound system, voice-activated navigation system on a 10.2-inch color monitor, HD radio and BMW Assist emergency and information communications.

Average National Premium: $2,537.79
MSRP: $87,700 - $93,700

The XKR combines Jaguar's new modern design style with traditional luxury car touches like genuine wood and supple leather. Available as a coupe or convertible, the XKR is an enhanced version of the XK. Powered by a 420-hp 4.2-liter supercharged V8 mated to a six-speed automatic transmission, the XKR can accelerate to 60mph in less than 5 seconds. Safety features include anti-lock brakes, brake assist, a tire pressure monitoring system, run-flat tires and an anti-whiplash headrest system.