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Two years ago the Federal Trade Commission served notice to five car dealers over what it considered breaches of the Truth in Lending Act regulations. One of the issues was that certain dealer ads promised to pay off the loan on a buyer's trade-in, regardless of the amount; customers thought they were getting completely out of a loan, but the dealerships would add the negative equity from the old loan into the purchase price of the new car. Another issue for the FTC was that the ads didn't clear

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Two years ago the Federal Trade Commission served notice to five car dealers over what it considered breaches of the Truth in Lending Act regulations. One of the issues was that certain dealer ads promised to pay off the loan on a buyer's trade-in, regardless of the amount; customers thought they were getting completely out of a loan, but the dealerships would add the negative equity from the old loan into the purchase price of the new car. Another issue for the FTC was that the ads didn't clear