This state-by-state comparison showed that drivers in Maine are paying $1,765 less per year than drivers in Louisiana. Why is that? According to the study, Louisiana drivers turn in more comprehensive damage claims and have a higher rate of hiring lawyers. Plus, Louisiana allows claims under $50,000 to be heard by elected judges rather than going through a jury trial. Maine, on the other hand, benefits from a graduated license program and has more rural driving. Michigan and Georgia join Louisiana at the top of the list, while North Carolina and Iowa round out the lowest three states.
Head on over to Insure.com to see where your state ranks on the list.