Insurance companies are apparently quite happy with the work Ford has done on the new Mustang to keep accident repair costs down. Certain features, such as the set-back headlights, allow for reduced component damage during typical low-speed impacts. It also borrows lockwork from Mazda, which is said to be more theft-resistant than the components used on the previous model. These types of details count for a lot nowadays, whether it's the elimination of the tremendously expensive (as in "five figures") clamshell hood on the Viper, or the trick replaceable framerail sections on the Ford Super Duty trucks. I'm sure that young Mustang GT owners will still get monthly insurance bills that rival the size of their loan payments, though.