Ford sent out a warning to Wall Street: We're not gonna make it. "It" is the profit forecasts that Ford projected for 2005 and 2006. Higher material costs and the crippling effects of higher healthcare costs in the U.S. are cited as reasons. Ford predicts 2005 profits will be at least 14 percent lower than anticipated and does not expect to reach their profit goal of $7 billion before taxes in 2006. After the warning, Standard & Poor's cut its debt rating on Ford to "negative". Its just getting worse before it gets better, we hope.