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Perhaps it's time that insurance companies start taking a closer look the policies they dole out. San Francisco-based Quality Planning agrees, and that's why the company works with insurers to help cut down on some of the fraud found throughout the industry. One area that's a bit surprising? The amount of luxury cars that wind up covered as farm equipment.

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2010 Honda Insight EX - Click above for high-res image gallery

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2010 Honda Insight EX - Click above for high-res image gallery

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