The Highway Loss Data Institute finds that cars that are insured in zip codes around a football stadium get in more crashes when the home team loses, and not necessarily around the stadium.
The Ford F-Series has been America's best-selling truck for decades, but along with the good comes the bad, apparently. In addition to being popular with consumers, the Highway Loss Data Institute notes that the F-Series Super Duty has risen in popularity among thieves. Based on its new study, the four-wheel drive crew cab F-250 Super Duty has topped the list for the country's highest rate of insurance theft claims, knocking the Cadillac Escalade from the top spot – a distinction the luxur
Hybrid models have the advantage of fuel economy over their gas-only siblings, but it appears that batteries and electric motors make them safer as well. The Highway Loss Data Institute studied 25 2003 to 2011 vehicles that featured both conventional and hybrid powertrains (example: Honda Civic and Honda Civic Hybrid). The Toyota Prius and Honda Insight were not included in the study since neither vehicle has a conventionally-powered counterpart.
Hybrid models don't just have the advantage of fuel economy over their gas-only siblings – it appears that batteries and electric motors make them safer as well. To find this out, the Highway Loss Data Institute studied 25 2003 to 2011 vehicles that featured both conventional and hybrid powertrains (example: Honda Accord and Honda Accord Hybrid). The Toyota Prius and Honda Insight were not included in the study since neither vehicle has a conventionally-powered counterpart.
If you own a Cadillac Escalade, you better keep one eye on it at all times. According to the Highway Loss Data Institute (HLDI), the Escalade is still the apple of a car thief's eye. The large luxury SUV is six times more likely to be plucked away by thieves than average. If you happen to have the truck-like EXT Escalade, you're in even worse shape since 14 out of every 1,000 vehicles insured wind up with a theft claim.
The Insurance Institute for Highway Safety has just released new findings related to texting-while-driving laws and their effectiveness – the results of which are quite surprising. The Highway Loss Data Institute, an affiliate of the IIHS, compiled claim data for four states; California, Louisiana, Minnesota and Washington. Each state has enacted a ban on texting while driving, and this study examines data for the months before and after the laws went into effect. Earlier this year, the HL
This one doesn't surprise us one bit and we'll explain why in a moment. Until then, clock this: a Highway Loss Data Institute (HLDI) study determined that laws banning the use of hand-held phones have no effect on the crash rate. None, as in zero effect. Says HLDI and Insurance Institute for Highway Safety president Adrian Lund, "The laws aren't reducing crashes, even though we know that such laws have reduced hand-held phone use." So there you go, drivers get into an equal number of crashes wit