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The Highway Loss Data Institute finds that cars that are insured in zip codes around a football stadium get in more crashes when the home team loses, and not necessarily around the stadium.

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Car vandalism is neither a trick nor a treat, but the Insurance Institute for Highway Safety says that it's just as much an after effect of Halloween as candy-induced stomach aches and throwing away rotting jack-o'-lanterns. According to IIHS data, cars are, on average, twice as likely to be vandalized on October 31 – sometimes even with slashed tires and broken windows.

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The Ford F-Series has been America's best-selling truck for decades, but along with the good comes the bad, apparently. In addition to being popular with consumers, the Highway Loss Data Institute notes that the F-Series Super Duty has risen in popularity among thieves. Based on its new study, the four-wheel drive crew cab F-250 Super Duty has topped the list for the country's highest rate of insurance theft claims, knocking the Cadillac Escalade from the top spot – a distinction the luxur

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Though a National Highway Traffic Safety Administration (NHTSA) crash test involving a Chevy Volt has recently raised concerns over the safety of battery-powered vehicles during a collision, the Insurance Institute for Highway Safety (IIHS) released data that passengers in green cars actually sustain fewer injuries during wrecks, Consumer Reports reported.

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Hybrid models don't just have the advantage of fuel economy over their gas-only siblings – it appears that batteries and electric motors make them safer as well. To find this out, the Highway Loss Data Institute studied 25 2003 to 2011 vehicles that featured both conventional and hybrid powertrains (example: Honda Accord and Honda Accord Hybrid). The Toyota Prius and Honda Insight were not included in the study since neither vehicle has a conventionally-powered counterpart.

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The Highway Loss Data Institute has rolled out its latest figures on vehicle theft, and the crew from CarBuzz have taken the time to compile a list of the 10 models most and least likely to be stolen based on the number of claims per 1,000 vehicles. It should come as no surprise to hear that the Cadillac Escalade once again takes the honor of the most stolen of them all, followed quickly by a bevy of full-size pickup trucks, including the Ford F-250 Crew 4x4 and the Chevrolet Silverado 1500 Crew

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If you own a Cadillac Escalade, you better keep one eye on it at all times. According to the Highway Loss Data Institute (HLDI), the Escalade is still the apple of a car thief's eye. The large luxury SUV is six times more likely to be plucked away by thieves than average. If you happen to have the truck-like EXT Escalade, you're in even worse shape since 14 out of every 1,000 vehicles insured wind up with a theft claim.

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The Insurance Institute for Highway Safety has just released new findings related to texting-while-driving laws and their effectiveness – the results of which are quite surprising. The Highway Loss Data Institute, an affiliate of the IIHS, compiled claim data for four states; California, Louisiana, Minnesota and Washington. Each state has enacted a ban on texting while driving, and this study examines data for the months before and after the laws went into effect. Earlier this year, the HL

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This one doesn't surprise us one bit and we'll explain why in a moment. Until then, clock this: a Highway Loss Data Institute (HLDI) study determined that laws banning the use of hand-held phones have no effect on the crash rate. None, as in zero effect. Says HLDI and Insurance Institute for Highway Safety president Adrian Lund, "The laws aren't reducing crashes, even though we know that such laws have reduced hand-held phone use." So there you go, drivers get into an equal number of crashes wit

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