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Drivers in Maine, Ohio, and Idaho pay one third less for their insurance premiums than motorists in other states. Michigan is the most expensive.
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It seems like a lot of bad news comes out about Detroit, MI. With the city's massive financial woes now a given, a newly released study commissioned by Insurancequotes.com is bound to add to the negativity. The study finds that people living in the metropolitan area around the Motor City are paying the highest car insurance premiums by a huge amount, compared to the 25 largest cities in the US.
It has been well documented that your car insurance rates are determined by a number of factors. These include your age, driving history, marital status, geographic location and credit history, to name a few. Your premium is also determined by the type of car you drive, though not in the way you might think, according to a new study from WalletHub.
As insurance costs rise with car prices, ways to reduce costs seem to diminish. One Chicago-based company called Snapsheet, however, is poised to reverse some of that trend, by helping streamline the fender-bender repair process using motorists' smartphones to dramatically speed up damage claim estimates.
Serious violations such as drunk driving and driving recklessly will understandably lead to higher insurance rates, but, according to a new study from insuranceQuotes.com, even lesser infractions, such as minor speeding violations, result in significant increase in premiums for the offenders.
Insurance companies have been using tracking devices to monitor driver behavior for a couple of years, and have learned that there are three things you might be doing that could indicate you're a higher-risk customer (and, sadly, will have to pay more that safer drivers for your insurance.)
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