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BMW is fishing for buyers in February and March, and its bait is to cover the first couple months of new-car payments. Right now, BMW is offering to pay the first two payments on selected models from its line, including versions of the 1 Series, 3 Series, 5 Series, 6 Series and X5 models. This incentive is available on both remaining 2008 and current 2009 vehicles and can be combined with low APR financing deals of 0.9% for up to 60 months on the '09s. The maximum payout is not to exceed $750 a

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