If you're hoping to avoid a car accident, even a minor fender bender, it might be best to avoid Massachusetts at all costs. In the tenth annual Allstate America's Best Drivers Report, cities in the Bay State took three of the four worst spots in the study. In two areas, drivers are more than twice as likely to be in a collision than the national average.

You might expect a big city like Boston to be the worst of the bunch, but Worchester actually takes the ignominious honor this year as the most likely place in the nation to have a car accident, according to the Allstate data. The average driver there goes just 4.3 years between collisions, compared to the national average of about every 10 years. Bean Town ranks as second worst with a crash every 4.4 years, and drivers in Springfield go 5.4 years on average. Only Washington D.C. was slightly worse with 5.1 years between accidents.

On the other end of things, if you want to keep your car sparkling, you might want to consider Fort Collins, CO. Drivers there go 14.2 years between accidents – 29.6 percent better than the national average. It's the fourth year that the city has topped the rankings.

Allstate's report is based on data from its own claims in the 200 largest US cities, and this year's study looks at accidents from January 2011 to December 2012. The investigators then apply a weighted average to the numbers to determine the final rankings. It defines a crash as "any collision resulting in a property damage claim." Scroll down to read the press release about this year's analysis or check out Allstate's interactive map for the last decade of rankings. If you want to see all of the results in order, you can also download the report as a PDF, here.
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The 10th Annual "Allstate America's Best Drivers Report®" Ranks Safest Cities and Introduces New Location Factor Rankings

New Interactive Maps Show Where Your City Ranks When Population, Density and Precipitation Factors are Considered

08/25/2014 - NORTHBROOK, Ill.
Allstate Insurance Company today released its tenth annual "Allstate America's Best Drivers Report®." The report, based on Allstate claims data, ranks America's 200 largest citiesi in terms of car collision frequency to identify which cities have the safest drivers. The report underscores Allstate's commitment to keeping roadways safer for customers and other drivers.

This year, new data uncovers how these cities rank when factors like population, population density and precipitation are considered. For the first time, Allstate is revealing the 10th annual report, new location factor rankings and historical rankings from the past 10 years in an interactive mapping tool found at www.allstate.com/BestDriversReport.

"A big part of our job at Allstate is to help our customers prevent bad things from happening. With that in mind, our actuaries reviewed millions of records to develop this year's report which presents new data to equip them with better driving awareness tools," said Mike Roche, executive vice president of claims, Allstate. "Allstate is showing drivers that factors like population, a city's density and precipitation may contribute to their driving safety to reveal important lessons on the road."
For the fourth year in the report's history, the top honor of "America's Safest Driving City" is Fort Collins, Colorado. Fort Collins has placed in the top ten every year since the report's inception. This year, the results indicate the average driver in Fort Collins will experience an auto collision every 14.2 years, which is 29.6 percent less likely than the national average of every 10 years.

For each of the location factors Allstate measured in this year's report, the insurer recommends drivers use caution especially when driving under these conditions:

Highly populated cities

Know what's happening in the city during the time you're driving. Find out if there are events that may impact traffic, and listen to traffic reports on your car radio. Avoid traffic jams or explore alternative routes, if possible.

Get directions to where you're going. Review directions carefully in advance. If you get lost mid-trip, safely pull over and wait until you feel calm enough to get back on the road, using that time to get directions, check traffic or call for help.
Densely populated cities

Allow plenty of time to reach your destination. Stop-and-go traffic, gridlock, traffic signal stops, pedestrian walkways and events that create traffic detours can add time to your travel.
Stay alert. Be prepared to frequently stop or slow down for pedestrians, emergency vehicles, delivery trucks, parking cars, taxi cabs, and public transportation vehicles such as city buses.
Cities with high levels of precipitation

Be aware of road conditions. Ice, snow, fog, rain - all of these weather conditions require extra caution and slower speeds. Stopping safely in rain and snow takes greater lengths of roadway than in dry conditions.
Maintain your vehicle to prepare for extreme weather. Headlights and brake lights are critical in low visibility situations – be sure they are consistently maintained along with other critical car functions such as brakes and windshield wipers.
According to the National Highway Traffic Safety Administration, 33,500 car crash fatalities occurred in 2012. Additionally, Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low speed (under 35 miles per hour) collisions. Allstate utilizes the America's Best Drivers Report to remind drivers to stay vigilant behind the wheel and protect themselves from challenging driving conditions.

The Report
For the past ten years, Allstate actuaries have conducted an in-depth analysis of company claims data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2011 to December 2012).

A weighted average of the two-year numbers determines the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent nearly 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.

10th Annual Allstate America's Best Drivers Report® Top 10 Safest Cities

City & Overall Ranking

Collision Likelihood Compared to National Average

Average Years Between Collisions

1. Fort Collins, Colo.

29.6% less likely


2. Brownsville, Texas

29.5% less likely


3. Boise, Idaho

28.4% less likely


4. Kansas City, Kas.

22.4% less likely


5. Huntsville, Ala.

20.3% less likely


6. Montgomery, Ala.

19.4% less likely


7. Visalia, Calif.

19.1% less likely


8. Laredo, Texas

18.3% less likely


9. Madison, Wis.

17.8% less likely


10. Olathe, Kas.

17.5% less likely


For the first time in the report's ten-year history, Allstate's interactive mapping tool demonstrates how location factors like population, population density and precipitation weight a city's driving safety ranking. When taking challenging roadway conditions into consideration, some cities' safest drivers ranking changed based on the likelihood for collision and these location factors.

Top 10 Rankings Based on Location Factors


Population Density


All Factors Combined

1. Kansas City, Mo.

1. Fort Collins, Colo.

1. Brownsville, Texas

1. Fort Collins, Colo.

2. Fort Collins, Colo.

2. Boise, Idaho

2. Fort Collins, Colo.

2. Boise, Idaho

3. Brownsville, Texas

3. Visalia, Calif.

3. Kansas City, Kan.

3. Milwaukee, Wis.

4. Mesa, Ariz.

4. Milwaukee, Wis.

4. Huntsville, Ala.

4. Madison, Wis.

5. Boise, Idaho

5. Madison, Wis.

5. Boise, Idaho

5. Visalia, Calif.

6. Kansas City, Kan.

6. Laredo, Texas

6. Montgomery, Ala.

6. Brownsville, Texas

7. Milwaukee, Wis.

7. Lakewood, Colo.

7. Madison, Wis.

7. Mesa, Ariz.

8. Huntsville, Ala.

8. Brownsville, Texas

8. Olathe, Kan.

8. Laredo, Texas

9. Tucson, Ariz.

9. Salinas, Calif.

9. Kansas City, Mo.

9. Eugene, Ore.

10. Montgomery, Ala.

10. Eugene, Ore.

10. Cedar Rapids, Iowa

10. Des Moines, Iowa

To view the complete Allstate America's Best Drivers Report with these new rankings, or to see previous years' results, visit www.allstate.com/bestdriversreport.

About Allstate
The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its Allstate, Encompass, Esurance and Answer Financial brand names and Allstate Financial business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate®." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to support local communities. Allstate employees and agency owners donated 200,000 hours of service across the country.

# # #

i The Allstate America's Best Drivers Report® tabulates property damage collision frequency of Allstate insured drivers from 2011-2012.The report analyzes the 200 largest cities from the U.S. Census Bureau's Annual Estimates of the Population for Incorporated Places over 50,000, measured for 2012 as of July 1, 2013. In prior years, neighboring cities that shared zip codes also shared rankings. This only impacted a minimal number of cities; however, in 2014, the report used geolocation to increase accuracy and there are no longer shared rankings. The Allstate Best Drivers Report is produced solely to boost the country's discussion about safe driving and to increase awareness of the importance of being safe and attentive behind the wheel. The report is not used to determine auto insurance rates. U.S. Census Bureau data was used to obtain population and population density factors. For the precipitation factor, National Oceanic and Atmospheric Administration (NOAA) data was utilized.

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    • 1 Second Ago
      • 11 Months Ago
      Boston wasn't designed for cars. It can be a confusing place to drive, especially the downtown which has no discernible pattern to the street layout.
        • 11 Months Ago

        True about Boston's dumb street design, but still,  that's an old, tired excuse for the asinine behavior of drivers here.  There's also a street and highway blight in which 95% of the roads in Eastern Mass. are functionally obsolete...most poorly paved, marked and lit.  It's dangerous to drive, especially at night.

      • 11 Months Ago

      they aren't called massholes for nuttin

      • 11 Months Ago

      Neat infographic.  I'm glad my experiences closely match the data.

      Kansas City area and Colorado Springs, Ft. Collins = very competent drivers

      St. Louis = Hectic and chaotic, although more competent than you'd think

      Buffalo = absolutely hopelessly incompetent behind the wheel.  Seriously, a lot of these people shouldn't be driving anything bigger than a Segway.  

      I'm sure I'm not the only car guy that thinks like this, but when I consider relocating to a new city for a promotion, the local driving culture plays heavily into my decision, especially after living in the northeast (for way, way too long).  

      It's amazing how much an area with bad drivers can really wear away at you in the long-term.  Think about it - driving 45 minutes to work surrounded by idiots on their phones, clogging up the left lane, and darting across lanes without signaling makes you stressed out even before you get into the office.  Same goes for the commute home.  It just puts you in a rotten mood.  It's such a breath of fresh air when you move to an area where people actual know what mirrors are and how to use the passing lane (and know which one it is and that it exists).

        • 11 Months Ago

        Lol, I definitely agree, especially with Buffalo.  I lived in East Amherst and Tonawanda for over 10 years and driving with those people turned my hair gray.  It's not that they're crazy behind the wheel, it's the complete opposite: they're like sleepwalking zombies on opiates.  They never check their mirrors/blindspots, they shoot out of parking spaces without looking whatsoever, and enjoy doing 10 under in the left lane traveling the exact same speed as the guy to their right.  It's like the majority of people in Buffalo have nowhere to go-they just aimlessly cruise around with absolutely no purpose.  I have a theory that the makers of Grand Theft Auto modeled the AI drivers in their game after driver behavior in Buffalo.

        I've also lived in St. Louis and you nailed it.  I-70 around the airport feels like a Talladega.  90 mph + speeds is completely normal amongst the locals, however, they really make it work.  To their credit, they seem like a determined bunch; you don't see as much distracted driving there.  If you have the right mindset for it, and are prepared to keep up, you can really get around pretty damn quick.

      • 11 Months Ago

      Springfield came in 4th?  D'OH!!!!!!!

      Smooth Motor
      • 11 Months Ago

      Massholes and people of the great state of New Joysie are the worst.    

      Leather Bear
      • 11 Months Ago

      "Use yah blinkah!"

      But offisah, I wahs just pahking mah cah.

      • 11 Months Ago

      Anything I say here would just be poking the bear...stats speak for themselves.

      Larry Litmanen
      • 11 Months Ago
      Half the people who account for the accidents have last name Kennedy.
      • 11 Months Ago

      Kind of curious to see how population density affects accident rates. Fort Collins is definitely less densely populated than Worcester (2,652.8/sq mi vs 4,678.1/sq mi, respectively). But then of course demographics probably play a role too... Fort Collins was named Money magazine's Best Place to Live in the U.S. multiple times; Worcester, not so much. So people in Fort Collins are probably more relaxed and not as aggressive on roads as I know they are in Worcester.

        • 11 Months Ago

        I earned my graduate degree at CSU in Fort Collins and agree; it's a great place to live.  Amazing food, tons of awesome beer, great outdoors, an hour from Denver, and yes, good drivers as well.

          • 11 Months Ago

          Also now, legal pot for a mellow cruise.

      • 11 Months Ago

      And they bring their shite driving habits down here to AZ, too.

      • 11 Months Ago

      MA is a sanctuary state and if you notice, the worse offenders take place in cities where there is the most concentration of illegal aliens from the 3rd world. I try to avoid Worcester and Springfield at all cost.

        • 11 Months Ago

        Illegals typically drive more defensively (and much slower) than most other drivers since the last thing they want to happen is get the attention of the law. You can blame them for traffic congestion, but they'll try to avoid an accident at all costs. 

        - SoCal native

        • 11 Months Ago

        Driving skills are inversely proportional to intelligence.

        That's why the safest cities are in Texas, Alabama, Kansas, Idaho.

        That might also explain the racial stereotype of Asians being bad drivers.

          • 11 Months Ago

          Safe driving cities in Alabama?

          So I take it you've never been to Birmingham (Malfunction Junction/Downtown, I-459 and US-280), Mobile, Tuscaloosa (anywhere in that city during football season) and Uniontown.

        The Friendly Grizzly
        • 11 Months Ago
        It was beaad theyah even befoah dah influx of illegals.
      • 11 Months Ago

      Liberals hate driving anyways, no surprises here. 

        • 11 Months Ago

        Hope you're being sarcastic.  I'm a "liberal" in the correct definition of the word (not the "anyone that disagrees with me" definition), and I love driving.  I'm also an enthusiast with great career success and own 3 cars, one of which is on the exotic side.  Plus, I live in California.

        • 11 Months Ago

        And conservatives hate paying for road repair...or much of anything, really.

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