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Car accident scams are on the rise (JessicaSarahS, Flic... Car accident scams are on the rise (JessicaSarahS, Flickr).


The number of staged accident insurance claims has been on the rise in recent years, but they are often quite easy to spot. The video above shows some telltale signs that you might be the victim of a staged crash.

In its most recent study on the issue, The National Insurance Crime Bureau said questionable claims were up 46%. Staged car accidents are a huge problem in Russia, prompting many people to install dash cams to combat these incidents. Luckily for the Internet, many of these cameras also pick up crazy crashes.

Staged accidents are dangerous criminal offenses that aim to defraud insurance companies. Targeting innocent drivers, offenders draw unsuspecting motorists into a collision and then file a claim. Since few people become suspicious of fraudulent activity after a collision, many staged accidents go undetected and insurance companies lose out on millions of dollars. These costs typically get passed along to other drivers.

Though the monetary loss is concerning, the real danger of staged accidents comes in the collisions themselves. In 2007 and 2008, years that saw a dramatic rise in staged accidents, there were 71,452 fatalities as a result of automobile collisions. The fact that offenders are increasingly forgoing the danger of seriously injuring or killing an innocent motorist for the purpose of scamming insurance companies is a serious concern.

The National Insurance Crime Bureau has compiled a list of videos showing the common types of caused accident schemes.



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    • 1 Second Ago
  • 125 Comments
      • 5 Years Ago
      What a joke of an article. The National Insurance Crime Bureau "NICB" is fully funded by automobile insurance companies -- primarily such good guy companies as State Farm (Katrina). The head of State Farm's Claims unit chairs the board along with other insurance company execs. Insurance companies whose first mission is to come up with a reason to deny a claim will routinely deny by claiming the accident was staged. They due this based upon factors such as older vehicle involved in accident after 8:00 p.m. Thanks for helping the insurance industry rip off citizens with more propaganda.
        stonewt
        • 1 Year Ago
        Umm, they have to be critical to stop the fake claims. If they blindly approved all claims, there wouldn't be any money left for the legitimate claims. It is the nature of the business to hunt for bad claims or claims that are asking for too much money. Complaining about that is silly.
      Tall and proud
      • 5 Years Ago
      I was a witness to a staged claim. The victim in the scam was an 18 year old girl and the scammer was a restaurant manager who claimed he ******* by her in the parking lot. According to the video cameras she was no where near his car, however the cop who showed up was also a friend of his and took his side and ticketed the girl. The cooks who claimed to have seen the whole thing occur were on the side smoking weed. The insurance company was notified that this was a scam and the video shows such etc and yet the insurance company just paid they guy whose car was so called damaged. If the insurance companies were actually concerned about what was going on, they would listen to their clients. Needless to say, the person who had to pay has since changed their insurance company, plus us as well as many of our friends will never eat at that restaurant again.
      • 5 Years Ago
      "k3rojal May 11, 2010 3:52 PM Because we have that Obama guy in Washington, you will see more and more insurance fraud. I see more and more of his people driving new cars here in Baltimore and ask myself, 'How do they get the money to buy it"? Apparently they are getting rich claiming auto accidents, then take the tax free money to buy a fancy car." What did you mean by "His people".? I voted for Obama and I am not rich....keep your stupid remarks to youself.
      yurday6
      • 1 Year Ago
      The insurance company's have no problem paying these scum even when they know it was staged. Meantime they give legitimate people a problem.
        oakspondman
        • 1 Year Ago
        @yurday6
        Wrong, they will do their best not to pay. They will even get the police involved if need be.
      England
      • 1 Year Ago
      I AGREE WITH ALL THESE LAWS AND NEW LAWS AND NEW LEGISLATION AGAINST DUI AND REPEATED DUI DRIVERS.....BUT WHO IS GOING TO ENFORCE ALL THIS? I KNOW, AS A RETIRED LAW ENFORCEMENT OFFICER, I GOT AWFUL TIRED OF ARRESTING THE SAME PERSON/PERSONS....TAKING THEM BEFORE A MAGISTRATE, BOOKING THEM AND PUTTING THEM IN JAIL, THEN GOING TO COURT TO TESTIFY BEFORE A JUDGE, WHO WOULD PASS SENTENCE AND REMOVE THEIR DRIVING PRIVILEGES, THEN TWO TO THREE WEEKS LATER, IF NOT SOONER, ARRESTING THAT SAME PERSON/PERSONS FOR DUI AND IN SOME INCIDENTS...DEATH BY DUI. WISH SOME ONE WOULD HAVE BETTER ANSWERS, THAN JUST TO STAND UP AND SAY, RATHER THAN TRYING TO THEIR IMPROVE THEIR POLITICAL POSITIONS/AGENDAS, "TO ACTUALLY DO WHAT NEEDS TO BE DONE" . GOD KNOWS, I DON'T HAVE THE ANSWERS AND I REALLY DON'T THINK THEY DO EITHER.... MAYBE THERE ISN'T ANY REAL ANSWERS, BUT I SURE HOPE SO !
        I LOVE YOU MOM!
        • 1 Year Ago
        @England
        Why are you screaming? Very few people read screaming posts; we just scroll past them. I usually write and ask them why they are screaming, without reading the post.
          BOB
          • 1 Year Ago
          @I LOVE YOU MOM!
          JUST BECAUSE A PERSON TYPES IN CAPITALS DOES NOT MEAN THEY ARE SCREAMING . i LEAVE MY CAPS LOCKED ALL THE TIME. WHO EVER DREAMED UP IT WAS YELLING WAS AN IDIOT.
          • 1 Year Ago
          @I LOVE YOU MOM!
          I don't believe 'english' is "screaming." My husband types in all caps all the time and people ask him the same question. He's just a wonderful 'hunt and peck' two pointer finger typing, tech-tard. Give them some grace. :)
          • 1 Year Ago
          @I LOVE YOU MOM!
          So let him "scream". It's easier to read, anyway. My ears aren't ringing so I'd guess my hearing's okay. But seriously, cut him a little slack. We all have to learn about internet operations sometime. Me, I'm here to focus on the actual subject at hand; you "grammar nazis" kindly form a line to the right, preferably to "go see the egress{.
          England
          • 1 Year Ago
          @I LOVE YOU MOM!
          SOME PEOPLE CAN'T HEAR OR READ WHEN YOU WHISPER DUMMY !!!
      grneydmuse
      • 1 Year Ago
      I was the victim of a staged accident...and the woman who staged the accident tried to sue me in court. I called my insurance company immediately and told them that she was stopped in the middle of the road with no tail lights on and they noted it. She had the guts to sue me three years later, but my attorney, bless his heart, went to court four times and she never showed up. The fifth time he asked to have the case dismissed "under prejudice"...thank goodness! Peace, Light and Love.
      kenyng
      • 1 Year Ago
      I use my old I4 phone as a Dash Camera...... Bring it on, I'll have you on camera!!
      • 1 Year Ago
      My son just had an accident. Driver of other car no insurance, no license and didn't speak english. Both cars had to be towed. All the other driver got was a $100 fine. Only in California.
        toegroper
        • 1 Year Ago
        Just wait for the $500.000 lawsuit.
        Bryant Crawford
        • 1 Year Ago
        No its actually every other state that allows illegals and Puerto Ricans run free. This is Obamas Amerika. This is what you voted for so deal with it and think next election before you vote.
          • 1 Year Ago
          @Bryant Crawford
          Wow, you sure are making the rounds at Huffpost today with your hate speech! Tell me, when do you think "illegals" and "Puerto Ricans" actually began to enter illegally? Don't tell me. Two thousand years ago when Dinosaurs roamed the earth.
          Rebecca
          • 1 Year Ago
          @Bryant Crawford
          So this was not happening before Obama? He started it? How did he do that? I always like facts.
          msm0207
          • 1 Year Ago
          @Bryant Crawford
          Bryant grow up. This problem existed in the 70s and 80s. That is why the amnesty in 86. The promised enforcement wasn't forthcoming. Puerto Ricans are Americans. Puerto Rico is an American territory. Please educate yourself.
      ddscorp1
      • 5 Years Ago
      If your ever in New Jersey, watch out for this scam! especialy if you have temp plates on your car as I did. I pulled into a strip mall, I was going along the main road that runs parallel with the stores and noticed 2 lagre SUVs sitting on the right in a lane used to go park in. They were sitting there doing nothing, must of been talking, so I thought. I came driving up and soon as the SUVs were lined up with my right passenger side door, one of them floored it and T-boned me, hit me directly on my passenger door and pushed me into the other lane. Luckily, no cars were coming the opposite direction and no pedistrians were smacked. I was alright and looked around like WTF! My passenger door was smashed and my window was shattered! Soon, as I opened my door to step out of my vehicle an old guy steps off the sidewalk and says "Are you hurt? Here is my card, I can get you some money for that, call me" hands me his lawyer card and walks off. I approach the driver a female who was sitting in her SUV smiling and she smelled like alcohol, I said are you alright and WTF is your problem. No response, just a smile, a woman in the other truck says, "Weren't you watching where you were going" with a smile on her face and then says "Oh, I better move my truck and jumped in it and took off".. Turned out It was a family affair these scam artist scumbags had going on... the mother(the woman in the truck that took off), the driver was the daughter and the lawyer Uncle or husband who gave me his card! I imagine that is how they get their money... But they were sadly disappointed because I didn't sue, I just made them pay for my vehicle and that was all I wanted. These type of scumbags are why NJ has the highest car insurance in the nation , sad to say! The officer ************* must of knew their family cause when he showed 10 minutes later or so, she(the driver who hit me) tried to step out of her truck and walk over pointing saying, "It was his fault" and the officer literally caught her in his arms as she was falling to the pavement smelling like liquor and helped her back to her truck and told her to just sit there and shut up! When the officer came back for my info I recall laughing out loud and saying to him "You must be kidding me right".... The officer didn't respond, he knew I was referring to the liquor smell though and said, "NJ is a no fault state, but I will write up the report that you had the rightaway and she caused the incident by coming into your lane. He did as he said he would, which made it easy for me to get them to pay for my vehicle and that was that as far as I was concerned! Bottom line! There are alot of scumbag crooks out there and they all don't look like crooks either... These folks were from an affluent neighborhood and I see why! NJ is full of this type crap and it is sickening! just a littel heads up case you ever have this happen you know exactly what it is!
      notre123
      • 5 Years Ago
      These people are absolute pieces of crap. no work is good enough for them, they have to take our hardworking people down with them. Sounds like to Nobama Congress~!
      sheeplesuks
      • 1 Year Ago
      my girls just went through drivers ed here in MD. they got a brochure that says move it and inside it has a form for you to exchange ins info with the other driver. Cops don't want to be called unless the car won't move or there is an injury. it specifically says move the car and if it runs do not call us.
      latesleeper35
      • 1 Year Ago
      Here's a tip: For about $100.00 you can buy two car video cameras (front and rear - they plug into the car's electrical system and turn on when the car starts, record continuously for hours and turn off when the key is turned off. They can be purchased online at CarCamera.com; however, more expensive ones costing about $150.00 are available at different sites. The only drawback is they are all made (and repaired) in China. I started using them after watching videos from Russia where car scam accidents are a national pastime and drivers have to protect themselves financially from "injured" pedestrians who walk walk into a stopped or slowly moving car and then fall down with an act second only to Humphrey Bogart.
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