Not surprised? Neither are we.

According to The Detroit News, an insurance industry study found that the average medical claim resulting from a motorcycle crash rose by more than one-fifth in Michigan last year, following the state's decision to no longer require most riders to wear helmets. For 40 years, the Mitten State required all motorcycle riders to wear helmets, but now only mandates this for people under the age of 21.

"The cost per injury claim is significantly higher after the law changed than before, which is consistent with other research that shows riding without a helmet leads to more head injuries," David Zuby, chief research officer for the Highway Loss Data Institute, told The Detroit News. When the institute's study was adjusted for the age/type of motorcycle, age of rider, gender, martial status, weather and other factors, the rate increase was found to be 22 percent, compared relatively to four surrounding states (Illinois, Indiana, Ohio and Wisconsin).

Of course, there's always the other side of the story, which is that even if a state's legislation does not require a rider to wear a helmet, that doesn't mean people automatically dismiss the fact that this is a key safety factor. "No one is forcing anyone to ride without a helmet," Jeff Hennie, vice president of the Motorcycle Riders Foundation, told the News.


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  • 132 Comments
      RG1527
      • 2 Years Ago
      I find it amusing that bikers complain that helmets muffle too much sound and are unsafe but have their exhaust opened up and their bikes make so much noise that they couldn't hear anything anyway.
      Ron
      • 2 Years Ago
      I live in Michigan but of course they aren't going to tell you the rest of the story. If you ride you now pay an extra $200.00 a year to insure your bike. They aren't telling you about injuries and deaths with helmet wearing riders. News stories of any motorcycle accident emphasize if the rider(s) were or were not wearing brain buckets just like those in cars that were or were not wearing seat belts. Riding a motorcycle opens your eyes to the world as you learn to watch out for others who may not see you so you drive more defensively. Thanks to high gas prices I'm seeing a lot more motorcycles which also includes scooters on the roads so that can drive up the statistics. Scooter and Mo-Ped riders do not have to pass the test that motorcycle owners do as they don't need the endorsement on their licenses. Some don't even have licenses as you can ride those on the roads at 14.
      RICHARD
      • 2 Years Ago
      more b.s. from peaple who do not ride.how aboute prosecuting the not safe drivers of vehicles which say they did not see them.Due to texing and talking on the phone or jumping stop sighns couse the law abiding citazen wanted to get to a location to be on shedule.These drivers should do jail time for the damage they cause to riders
      Judy
      • 2 Years Ago
      We are riders and yes we wear helmets......For you that are real riders, not 'wanna bes.....' you appreciate the ride, not the destination. You appreciate clear skies and clear roads...being an Iron Butt holder in several catagories, and yes, being down only once, ironically in Michigan.......driver hit me in a construction zone. Please share the road...Respect.
      rruffier
      • 2 Years Ago
      As a saleman said to me when buying a helmet "It's your head!" The safety for those who don't wear a helmet is someone is going to pay the bills if they survive. The Insurance Policy Holder (injured) until it runs out: me as the other person with the same policy from that Company; and the Government. The word freedom is attached to responsibility....if you're unhappy that the guy down the street is getting government assistance, what will you say when you get it because of your word "freeedom." Frankly if you die that settles it, your spouse, parents, and your insurance may bury you if you have it, and many times donations are requested to a bank. See, I don't care what you do. I ride, have had everything from Ultra Glides, to a Vision, and now on a Can AM. Eight Bikes in 4 years, did the Dragon on a Vision. What have i learned in 67 years. Nothing is perfect but something is better than nothing. Ride safe, watch definitely for the other guy who doesn't care about your freedom on the road and challenges on every ride. Worse, he may not have ANY insurance and in his mind that's his freedom.
      SCOTT !!!!!!!!
      • 2 Years Ago
      How about the power of some of these pocket rockets? Does that have anything to do with the injuries and the risks these guys are taking and the lack of respect they are getting from motorists. People used to be worried when they saw a motorcyclist it might just be a cop? But anymore the bikes don't look anything like police bikes. So, There isn't that fear so no more courtious nature towards them.
      centoguzzi
      • 2 Years Ago
      All I can say is, my brother is alive today because he was wearing his helmet.
        chzyrider
        • 2 Years Ago
        @centoguzzi
        Was this due to a single vehicle accident that perhaps better or additional training and improved rider skills could have prevented? Or was it a result of another vehicle violating his legal right-of-way on the road? Some people would say that the situation was avoidable if he simply wasn't on a motorcycle. Since some themselves likely cannot or are incapable of riding one with the required level of balance and coordination needed, there are some that prefer we did not have the freedom-of-choice to ride a motorcycle versus driving a car like they do. Some may totally fear the thought and then often tout that nobody else should ride one either. The point of repealing helmet laws is about the freedom of choice for their chosen attire. Or else what is to stop fearmongers from further demanding that a full medieval suit of armor to be worn at all times by anyone travelling in any type of vehicle on public roads?
      catbell7
      • 2 Years Ago
      so who cares--if someone wants to ride a motorcycle carelessly--let them go ahead and kick the bucket--and actually a helmet doesn't do much -- probably causes more damage with the head flopping back and forth and spinal cord injuries. Biggest threat to someone on a motorcycle---frigging vehicle drivers. I once spit in a woman's window that was open because she was so close to me (on the back of the motorcycle).
      Avinash Machado
      • 2 Years Ago
      Thanks Captain Obvious.
      sixsix
      • 2 Years Ago
      Every time I see a rider without a helmet I think "moron". As dorky and uncomfortable as it is I still wear a helmet on my Bicycle, even when riding a block down the street. Why you may ask...because I am not a moron. Go to the Neuro-intensive care unit of a hospital and ask around. Vast majority are bicycle and motorcycle accidents. Many at speeds of 10-15MPH. Wear a helmet people.
      gtv4rudy
      • 2 Years Ago
      Well if a guy wants to go helmetless on his bike then he's got nothing to protect in the first place.
      GasMan
      • 2 Years Ago
      One solution: When you get your bike insurance you have rates for "with helmet" and "without helmet". If you select "without" and have an accident while not wearing one, your insurance is void.
        Jermaine Perkins
        • 2 Years Ago
        @GasMan
        perhaps you meant that if you select \"with\" and have an accident while not wearing one........
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