2011 Allstate Best Drivers Report

If you live in Fort Collins, Colorado, congratulations, your city is the safest driving city in the nation, according to Allstate. In its seventh-annual Allstate America's Best Drivers Report, the company determined that Fort Collins residents can expect to be in a collision once every 14 years. That's 28.6 percent better than the national average of once every 10 years.

This is the second year running that Fort Collins has made the top spot, an honor city officials say is thanks to their residents' care on the roads. Allstate started the survey to increase awareness of road safety, the company said. Click past the jump to see the full press release. To see where your city ranks, head to www.allstatenewsroom.com
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The Allstate Insurance Company (NYSE: ALL) today released its seventh annual "Allstate America's Best Drivers Report™." The report ranks America's 200 largest cities in terms of car collision frequency to identify which cities have the safest drivers, according to Allstate claim data.

This year's top honor of "America's Safest Driving City" is Fort Collins, Colo., the second year in the row for the city at the top spot. According to the report, the average driver in Fort Collins will experience an auto collision every 14 years, which is 28.6 percent less likely than the national average of 10 years.

"Allstate's Best Driver's Report was created to boost the country's discussion on safe driving. Each year we hope the report will increase awareness on the importance of being tolerant and attentive behind the wheel," said Mike Roche, executive vice president, Allstate's Claim Organization. "We want to recognize the city of Fort Collins for again being the safest driving city in America, and we salute all of America's safe drivers, who help make our communities better places to live, work and raise families."

Fort Collins city officials credit their residents with earning the safe driving recognition.

"For the second year in a row, we've earned the title of the safest driving city in America due to the responsible behavior and safe driving habits of our residents," said Fort Collins Mayor Karen Weitkunat. "Safety is a critical component to creating a world-class city; we have our residents to thank as they are undoubtedly the reason Fort Collins is one of the best places to live, work, and play. I'm honored to be a part of a community that is consistently recognized as one of the nation's best."

Auto crashes in general have declined over the last few years, but crash fatalities still average more than 32,000 every year despite technological advances, according to the National Highway Traffic Safety Administration.

"Human behavior is the biggest cause of accidents. It is vital for us to educate American drivers about safe driving behaviors they can demonstrate on the road that will help make our roadways safer," said Roche.

Allstate offers the following safe driving tips drivers should consider:

Minimize distractions - Engaging in any other activity while driving - talking on your cell phone, text messaging, changing a radio station, putting on makeup - is a distraction.
Be aware of road conditions - Ice, snow, fog, rain - all of these weather conditions require extra caution and slower speeds.
Leave a safe distance between your car and others around you - Maintain at least one car length space between your car and the vehicle in front of you for every 10 miles per hour of speed.
Steer clear of road rage - Reduce stress on the road by allowing plenty of time for travel, planning your route in advance, and altering your schedule or route to avoid congested roads. Remember not to challenge aggressive drivers and stay as far away from them as possible.
Maintenance matters - Ultimately, safety also depends on the maintenance of your car. Ensure that your car brakes, exhaust system, tires, lights, battery and hoses are in good working order.

The Report
For the past seven years, Allstate actuaries have conducted an in-depth analysis of company claim data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2008 to December 2009) to ensure the findings would not be impacted by external influences such as weather or road construction.

A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent about 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.

[Complete report available at www.allstatenewsroom.com]

The Top Ten
For the second time in the report's seven-year history, Fort Collins was revealed as the safest driving city.
City & Overall Ranking

Collision Likelihood
Compared to National
Average

Average Years
Between Collisions
1. Fort Collins, Colo. 28.6% less likely 14.0
2. Boise, Idaho 25.5% less likely 13.4
3. Lincoln, Neb. 22.7% less likely 12.9
4. Chandler, Ariz. 20.4% less likely 12.6
5. Huntsville, Ala. 18.9% less likely 12.3
6. Knoxville, Tenn. 18.3% less likely 12.2
7. Springfield, Mo. 17.9% less likely 12.2
8. Reno, Nev. 16.6% less likely 12.0
9. Eugene, Ore. 16.3% less likely 11.9
10. Chattanooga, Tenn. 16.3% less likely 11.9



Additional "Road" Scholars
Drivers in U.S. cities with populations of one million-plus are more likely than the national average to experience a collision. For the seventh year in a row, motorists in Phoenix topped the list in this category, making them the safest big city commuters.

Cities with More Than One Million Residents:
City & Overall Ranking

Collision Likelihood
Compared to National
Average

Average Years
Between Collisions
55. Phoenix, Ariz. 1.1% more likely 10.1
117. San Diego, Calif. 12.7% more likely 8.9
142. San Antonio, Texas 23.3% more likely 8.1
155. Houston, Texas 28.7% more likely 7.8
157. Chicago, Ill. 30.0% more likely 7.7
167. Dallas, Texas 32.9% more likely 7.5
171. New York, N.Y. 37.6% more likely 7.3
182. Los Angeles, Calif. 50.8% more likely 6.6
188. Philadelphia, Pa. 60.2% more likely 6.2



To view the complete Allstate America's Best Drivers Report, or to see previous year's results, log onto www.allstatenewsroom.com.

For more information on how your safe driving record can save you money on your insurance, including cash off your renewal bill and cash off your deductible, contact an Allstate agent or call 1-800-ALLSTATE.