If you've been sitting on the sidelines waiting to pick up a new Chrysler product, now may be the time to stand up and bring your wallet down to the nearest dealership. Chrysler has fired up a new incentive program that will leave a bit of money in your bank account for the first three months of your new-car ownership period. It's called (imaginatively enough) No Payments for 90 Days, and the program applies to all 2011 and 2012 Chrysler, Dodge, Jeep and Ram Truck vehicles.

Chrysler has a few other incentives up its sleeve, including cash back on certain 2012 models and low financing rates on the 2011 vehicles still on the lots. A 2012 Dodge Avenger or Chrysler 200 will net you $500 cash, while a Jeep Liberty will get you $1,000 and a Ram Truck will put $1,500 back in your wallet. Still prefer a 2011? You might be able to qualify for a three-year loan with zero interest, or receive $2,000 cash back on the 2011 Chrysler 300 and Dodge Charger.

Of course, there's a tiny catch. The No Payments for 90 Days program is only being offered for shoppers that opt to pursue financing through Ally Financial.


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  • 28 Comments
      Bruno Tata
      • 3 Years Ago
      We really seem to have learned nothing from the credit disaster of 2008. Selling new cars to broke people who need 90 days space in their budget just to get by...sounds like a great idea. Who wants to pitch in for the next bailout? Show of hands...
      brian
      • 3 Years Ago
      Ahhh - Chrysler is back to it's old ways of selling the deal rather than the (craptastic) car
      Fat Stig
      • 3 Years Ago
      I cant believe people buy cars when they dont have the money to make the payments.
        brian
        • 3 Years Ago
        @Fat Stig
        It worked for houses - Why not Chryslers?
          dukeisduke
          • 3 Years Ago
          @brian
          It's working for houses again - the Justice Dept. is telling some banks they have to give mortgages to people with poor credit, and people who are on public assistance. Haven't we been there before?
        • 3 Years Ago
        @Fat Stig
        [blocked]
      lne937s
      • 3 Years Ago
      I think the major barrier to new purchases is people worrying about the security of their employment. Some sort of program like "Hyundai Assurance" would do well. Or maybe if you lose your job at any time during the length of your loan offer 180 days payment free (considering that most people will not lose their jobs). Offering 90 days up-front doesn't make much sense, unless you coupled that with people finding new jobs.
      rmkensington
      • 3 Years Ago
      I have great credit and would probably still take this deal. Can give you time to pay for the tax and tag, which can be really expensive on new cars.
        soundbargaming
        • 3 Years Ago
        @rmkensington
        Tax and tag...psh. Waste of money. Nothing but a government cash-in. And for what to give the tax money to other countries. Waste. Everytime I drive with 4 wheels on the ground I SMH. Then I look to the sky and wonder what the Jetsons would think of us.
      • 3 Years Ago
      [blocked]
        Joe
        • 3 Years Ago
        Yep, back to the good ole ways of pushing loans on people that they can't really afford.
          MAX
          • 3 Years Ago
          @Joe
          These loans are for well qualified buyers (700+ beacon scores) TuRDyota is the subprime champion, look for Honda to jum,p in this market with their faltering product lineup.
      Hazdaz
      • 3 Years Ago
      What a terrible gimmick. If you are really worried about your car payment that much, then chances are you can't actually afford the darn car to begin with. I mean is 3 months really going to let you magically come up with the money for a new car?
        lostboyz
        • 3 Years Ago
        @Hazdaz
        No but it helps push people over the edge who were thinking about buying a new car. Also, a lot of chrysler's 2012 stuff is rolling in so its part to clear old inventory.
        black republican
        • 3 Years Ago
        @Hazdaz
        3 months is a great incentive because - as some people pointed out - it could allow you to either save money for the 3 months, or pay off the taxes and dealer fees before starting to pay the Principle. I'm buying an SRT8 2012 to replace my SRT8 2006 anyway so this is ICING ON THE CAKE TO ME. http://www.youtube.com/watch?v=fj2qrQRjLTs
      dontneedpants
      • 3 Years Ago
      Awfully strange timing for "buy now-pay later" ploys. The world economy is faltering from years of exactly this.
        DrEvil
        • 3 Years Ago
        @dontneedpants
        The world economy is faltering because the of the inequities of the economic model that we currently employ globally, and oh GREED. You have corporations that are wealthier than G8 governments. How do they gain this wealth? mostly by buying elections, rigging the system & laws in their favor, evading taxes and cheating their employees. The whole damned thing was destined to implode. Anyone who thought the US was going to create enough private sector jobs to replace the ones lost in the last decade (mostly to outsourcing) must have had their heads up their collective a$$e$. Even the few jobs that are being created, are being offset by continued massive layoffs by fortune 500 companies. They grow their companies by buying up their competition, then they layoff the redundant workers and ship a large portion of the remaining jobs to third-world countries. Chase did it with Bank One, Chemical, Manufacturers Hanover, Bank of New York and JPMorgan. Bank of America today is the result of the melding of National Westminister, Summit Bank, Fleet Bank and Merrill Lynch. AT&T mobile was the most horrendous of cellular services (past unhappy customer here). I could not make or receive any calls on my cell phone while in my house. They decided to get out of the business , rather than fix the crappy system, Cingular (whom I had already switched to) bought the mobile business from them. A few years down the road, after Cingular had fixed their crappy network, they turned around and bought Cingular out, now they're about to grab T-Mobile. Business in America today is not about who builds the better mouse trap, it's about eliminating the competition. How many of you here knew that Catapillar heavy Machinery is now IMPORTED into the US. Was watching this show Mega Ships on Planet Green. Look for the episode featuring the car carrier FAUST. Everyone wants to blame the government for everything, and give big business a free pass. Well the fact is big business uses the government to create laws then they turn around and screw you. Democrats and Republicans are both guilty of this.
          DrEvil
          • 3 Years Ago
          @DrEvil
          jesscott: I was last a member of a union back in 1979 - first quarter 1980. However as a US Navy veteran who has fought in wars that were fought at the behest of these same corporations that later turned around and screwed us all, I am entitled to speak. Hey, just because they haven't stepped on your nuts yet (if you have any), doesn't mean that they won't. Hang on in there, its only a matter of time. Why is standing up for the average american a bad thing? I have driven across this country to see boarded up factories and destitute towns, I guess you as an american is proud of that.
          jesscott
          • 3 Years Ago
          @DrEvil
          Union crybaby alert...............Ruuuuuuuuuuuunnnnn
      soundbargaming
      • 3 Years Ago
      Don't worry Chrysler buyers weren't gonna pay them for at least 90 days anyway....i keed, i keed
      • 3 Years Ago
      [blocked]
        rmkensington
        • 3 Years Ago
        Dear Autoblog, Can you please just block anyone from entering the words ipad into any comment on AB?
      Oceanblue78
      • 3 Years Ago
      Ill take a new Charger thanks, in white, spoiler. =)
      • 3 Years Ago
      [blocked]
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