• Jul 22, 2010
We may have one less excuse not to visit the in-laws this holiday season. According to the National Motorists Association and State Farm, driving on the holidays may actually be safer than jumping behind the wheel on a normal day. The insurance agency recently took a look at the number of claims it received on seven separate major U.S. holidays – the Fourth of July, New Year's Day, Memorial Day, Easter, Labor Day, Thanksgiving and Christmas – and found that on average, those days had 2,350 fewer accidents than non-holidays.

The NMA says that for the majority of the year the average number of claims comes in around 7,435, while the holiday with the most claims – the Fourth of July – netted just 6,031. The figures are without a doubt interesting, but we would be just as interested to see the insurance agency's numbers on the days leading up to and trailing away from major holidays. The majority of people who head away from home typically hit the road just before the actual day of celebration, so we're guessing the number of claims for, say, the Wednesday before Thanksgiving might be higher than the national average.

[Source: National Motorist Association | Image: Scott Olson / Getty Images]


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    • 1 Second Ago
  • 16 Comments
      • 4 Years Ago
      Couldn't this alternatively be explained by fewer drivers on the road on holidays? This is a completely logical conclusion, as many people have the day off from work, and/or do their driving to visit relatives on the days before and after holidays.

      Sounds like shoddy methodology just to make a story.
        • 4 Years Ago
        Ding ding! (but that's what AB is more or less saying) It's a well known tip that the best time to fly during holiday periods to avoid crowds is on the holiday itself. It stands to reason travel volume in the air and on the road are related during holiday periods.
      • 4 Years Ago
      Well, not that many people drive ON Christmas or even ON Thanksgiving, or do they?
      DYOP
      • 2 Years Ago
      Don\'t every use State Farm for your insurance the refuse to pay aeven if the other party admit liability, Have the Insurance commissionar addressing 66 issues of why taking so long. Low ball settlement. Error and ommisions traning of staf ans competete staf to adress issue have to go to incompetent laweyer who doesn\'t know the insurancw laws. Ed Rust refuse to address any concern as well as media relations they said expert. However if he was an expert he would have had courge and competence to address those concerns however no one does
      • 4 Years Ago
      I sent this tip in 2 days ago and no acknowledgment? Thanks AB!

      Anyway, I think for the reasons stated above (more careful driving and less traffic ON the holiday) is the reason why there are less claims than on a non-holiday.

      There are not many organizations I push, but the National Motorist Association is one of them. It doesn't cost much to join, and as far as I know they are the only grass roots group representing drivers in the halls of state legislatures and Congress. If you are reading AB then you are an enthusiast and all of us should considering joining.
      • 4 Years Ago
      I think the fact that you are less stressed about work and time deadlines, adds to the fact that you are slower and more careful on the road? Also when your loved ones are in the car with you, you are bound to observe driving safety rules more than usual.

      Source: http://hartfordauto.thehartford.com/Safe-Driving/Car-Safety/Driving-Safety/
      • 4 Years Ago
      I always chuckle at those studies saying it's x-times safer to fly than to drive. Statistically, yes, but what is the survival rate of a plane crash vs. a car crash? Yeah...
        • 4 Years Ago
        Did you read the article? They were comparing accidents on normal day Vs holiday. Not about taking a flight on your holiday.

        Coming back to the topic i feel its because
        - Drivers might be cautious considering the increase in holiday traffic
        - Drivers might drive carefully since their loved ones are in the car. (At least I drive differently when my family is with me)
      • 4 Years Ago
      Don't let my wife see this... ;p
      • 4 Years Ago
      Looks like westbound 90/94 right before the split
      • 4 Years Ago
      in NY the traffic is so bad on the holidays there is no way you can crash because the roads are like parking lots. if you crash it is usually just a fender bender.
        • 4 Years Ago
        Exactly! Seeds on large highways never go past 15mph during the holidays.

        Besides, 8/3rds of all statistics are made up.

        • 4 Years Ago
        Err... That's "Speeds".
      • 4 Years Ago
      "majority of people who head away from home typically hit the road just before the actual day of celebration" - those who are getting hit by an accident are people who crammed to get to their destinations!

      http://www.whattravel.com/resolving-road-trip-insurance-before-the-start-of-summer/
      • 4 Years Ago
      Based on my experience , this past 4th July, I dont think so.

      a whole lot of drivers who are generally off the roads come and start acticg as if driving is new to them. They wont recognise the rules ofthe highway and will hog the fast lane with the whole family stuffed into the car doing 5 mph below the speed limit. and call it the holiday mood.
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