Marriage: Many changes come with marriage from filing taxes to adjusting bank accounts and discounts on your auto insurance as well. Combining spouses on the same policy saves money on the plan itself, not to mention the multi-car discount couples receive.
Getting Older: Auto insurance tends to drop after the early 20's. These years increase your driving as maturity level and ability to make decisions. In fact the safest drivers seem to be ages 55 - 65 years.
Retirement: After retirement you're no longer driving Monday through Friday to and from the office. Your leisure diriving is likely to be less than it your total driving prior to retirement. Likely decreasing your annual mileage, and thus your insurance premiums as well.
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