Look, you're a car person, I'm a car person... we're car people. As such, friends, family and the watercooler crowd are depending on us to explain what the hell is going on with General Motors filing for Chapter 11 bankruptcy. So that we don't all end up regurgitating the five-second sound bites from TV newscasts, we've assembled the Top 10 talking points you need to know. Remember these tips and the ignorant masses will see you as wise as a cable news show pundit. For everything else, you're on your own.