Over the past decade, affinity credit cards have become increasingly popular as the groups who sign up get a cut of the healthy profits and issuing banks can encourage card holders to use the cards more often. The latest organization to jump on the bandwagon is the Bay Area Rapid Transit (BART) system with a new MasterCard from FirstUSA.
Card holders can earn points with their purchases that can be used toward free BART tickets or even cash. Using the card to buy BART tickets earns 5 points per dollar. Spending $500 will get you a free $25 BART ticket. There's no annual fee but the interest rates are pretty steep. If you live in the Bay Area, ride the system and pay off your card every month, you might want to consider one of these.

[Source: San Jose Mercury News, thanks to Damon for the tip]


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