Well, here's either a novel idea that may save money or put a crimp on one's social life.

British insurance More Th>n (yes, that's spelled correctly) is now offering an insurance policy called 'Time Drive'. Aimed at younger drivers, Time Drive provides less expensive coverage for those willing not to drive between 11 PM through 6 AM. A GPS device is installed in the driver's vehicle to verify they're complying with the policy.

More Th>n started the program based on data showing younger drivers have a greater chance of accidents in the evening. What do you think about the policy?

[Source: All Headlines News]