Suze Orman, a personal financial expert, has put together a comprehensive list of ways to lower the cost of your car insurance, sometimes by as much as several hundred dollars. Orman is a well respected financial consultant for the masses, so we've compiled a couple of her suggestions below with the rest to be found after the jump.

Boost Your Deductible
Increasing the amount can cut the premium 15-30 percent.
Get Less Mileage Out of Your Policy
Drivers who put less than 12,000 miles annually on their cars should ask their insurers about discounts.

(Thanks, James)

[Source: Yahoo! Finance]
Home In on a Discount
Combining auto and house insurance polices can reduce premiums by as much as 30 percent.

Couple Up on Your Policy
Two people make one winner in obtaining better rates.

Get Defensive
Some insurance companies offer to lower premiums for drivers who take defensive-driving courses.

Put Your Degree to Work
Certain professionals such as doctors and those with advanced degrees can obtain lower rates.

Play Group
Certain insurers offer discounts for members of professional organizations such as the teachers' association.

Slow Down
Clean driving record. 'Nuff said.

Give Yourself Credit
Interestingly, a good credit history can result in lower premiums.

Make the Grade
Children with high grades can obtain lower premiums.

Full details can be found at the link.


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